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21 MAHOGANY Way, Palm Coast, FL, 32164

4beds
4baths
2,790sqft
$600,000
$215price/sqft
$4,093/moest. monthly cost
$163,720/yrincome needed

About This Home

Welcome home to this spacious two-story residence in the heart of Palm Coast. This four-bedroom, four-bath home offers a flexible layout ideal for a variety of living arrangements. Two bedrooms with full bathrooms are located on the main level, providing convenience for guests or multigenerational living. Additional ensuite bedrooms and flexible living space are located upstairs. The open-concept main living area connects the kitchen, dining, and living rooms, creating a functional flow for everyday living and entertaining. The kitchen features ample cabinetry and counter space. Generously sized rooms, a practical layout, and ample storage throughout enhance comfort and usability. Located in a family-friendly neighborhood close to schools, parks, shopping, and dining. Convenient access to local amenities makes this home well suited for today's lifestyles.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Bunnell Elementary SchoolGrades PK-52.8 mi
4/10
4/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Gas Cooktop,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Lower Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Built-in Features,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,790 sqft

Property

Details

  • Parcel number: 0612315180000000610
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch,Rear Porch
  • Has view: Yes
  • View description: Pond,Trees/Woods
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 6,534 sqft
  • Features: Few Trees,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$400$4,800
Property Taxes $380$4,560
Electricity $280$3,369
Total$4,093$49,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,331/yr
40% on housing$122,790/yr
45% on housing$109,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 32164$176
Flagler County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32164$185
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$600,000
2026-02-20Listed for sale$625,000
2026-01-21Listing removed$645,000
2025-10-25Price change$645,000
2025-10-13Listed for sale$670,000
2025-07-08Sold$633,527

For Sale by Agent

AgentCHRISTOPHER T SNOW, LPT REALTY LLC, EDITH ANN KAPLAN
BrokerageLPT REALTY LLC

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