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431 W Center St S, Gunnison, UT, 84634

3beds
3baths
3,778sqft
$489,000
$129price/sqft
$3,018/moest. monthly cost
$120,720/yrincome needed

About This Home

Don't miss another JL Construction home! All of our builds come with a comprehensive one year builders warranty! This spacious home is located in a the nice, quiet subdivision Rocky Point Estates on the west side of Gunnison. This home is built with quality finishes including quarts countertops, Moen plumbing fixtures, and a nice deep tub in Master suite. You will love the user friendly layout of this home. The massive garage can fit 2 cars with lots of room to spare. The Basement has 9ft ceilings and so much space to finish how you want it. We include tankless on-demand water heater and a water softener installed in all of our builds. This home is move in ready now! Don't wait! Schedule a showing today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Gunnison Valley SchoolGrades PK-50.9 mi
4/10
6/10

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Rambler/Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bedrooms: 3

Features

  • Flooring: Carpet
  • Finished area above ground: 1,903

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,778
  • Total interior livable area: 3,778 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 64431
  • Zoning description: Single-Family

Features

  • Stories: 2
  • Patio & porch: Porch,Patio,Open Porch,Open Patio
  • Has view: Yes
  • View description: Mountain(s),Valley
  • Frontage length: 140

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot
  • Lot size dimensions: 140.0 x 100.0 x 140.0

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Avalanche
Drought
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters Across Utah Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance $126$1,512
Property Taxes $191$2,292
Electricity $229$2,751
Total$3,018$36,216

Income You'd Need if You Spent...

35% on housing$103,474/yr
40% on housing$90,540/yr
45% on housing$80,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 84634$125
Sanpete County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 84634
Sanpete County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$489,000
2026-04-06Price change$493,000
2026-03-30Listed for sale$495,000
2026-03-12Pending sale$495,000
2025-12-19Listed for sale$495,000
2025-12-10Listing removed$499,000
2025-06-09Listed for sale$499,000

For Sale by Agent

AgentJoshua Flake
BrokerageRND Properties

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