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3421 Lafayette Ct, Sioux City, IA, 51104

2beds
2baths
1,560sqft
$350,000
$224price/sqft
$2,567/moest. monthly cost
$102,680/yrincome needed

About This Home

New Northside Development located in an established neighborhood. This new construction townhome is complete. The home has a modern design with an open concept. Main floor features 2 bedrooms including a personalized master suite with a walk in-closet, glass shower, quartz countertops with double sinks. Living room/kitchen features modern LVT floors. Main floor laundry has plenty of cabinet storage located directly off the 3 car garage in which one side stall is tandem deep. The dining area spills out into a covered deck to incorporate outdoor living space. Kitchen has a modern design includes quartz countertops, island. The lower level is unfinished but can be finished per request and the layout adds 1 more bedroom, great room, and full bath. The exterior features beautiful stacked stone, electrical outlets, hose bib, sprinkler system, sod and rock landscaping. HOA fee is $185/month and includes mowing grass and snow removal. This home qualifies for the City of Sioux City 10 year property tax abatement.

Getting Around

51
WalkingSomewhat Walkable
25
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

4/10
Bryant Elementary SchoolGrades PK-50.6 mi
5/10
North Middle SchoolGrades 6-81.7 mi
4/10
North High SchoolGrades 9-121.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Hardboard

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Master Bath,Master WI Closet,New Bath,New Kitchen
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Property

Details

  • Parcel number: 894715151025

Features

  • Patio & porch: Patio

Lot

  • Lot size: 6,534 sqft
  • Features: Cul-De-Sac,Landscaped,Lawn Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$272$3,264
Property Taxes $405$4,860
Electricity $121$1,452
Total$2,567$30,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,011/yr
40% on housing$77,010/yr
45% on housing$68,453/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 51104$111
Woodbury County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 51104$126
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$350,000
2025-06-09Listed for sale$375,000

New Construction

AgentTammy Bertrand
BrokerageKeller Williams Siouxland

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