1202 Fernando Ln, Lady Lake, FL, 32159
About This Home
Welcome to a delightful retreat situated in the vibrant heart of The Villages, an active 55+ community brimming with lifestyle opportunities and diverse activities. Perfectly positioned to blend urban convenience with serene rural charm, this stunning 2-bedroom courtyard villa features a stucco finish, promising both aesthetic allure and lasting durability. Located strategically across from the lively Spanish Springs Town Square, you're just a stone's throw away from the bustling 441 corridor. This prime spot assures effortless access to shopping centers, commercial establishments, medical facilities, and various daily conveniences contributing to a lifestyle marked by ease and accessibility. Enjoy peace of mind with significant upgrades made recently, including a newly replaced roof, water heater, and HVAC system in 2023. The homeowners have revitalized this abode with a top-to-bottom transformation of the bright, modern kitchen. It showcases pristine white cabinets, elegant white marble-style Quartz countertops, updated appliances, and contemporary fixtures. Sleek luxury vinyl planking flows seamlessly throughout the home, lending a cohesive and modern feel. The bathroom is a splash of style, boasting a beautifully tiled shower and a vanity that echoes the kitchen's elegance, ensuring a harmonious and polished living experience. Each bedroom is well appointed with flexibly to be the spaces you need. Come out onto the screened lanai to enjoy the tranquil, low-maintenance courtyard. This outdoor oasis invites creativity and relaxation, offering the perfect setting to unwind, try your hand at putt-putt golf, entertain with a tiki bar setup, or relax in a future hot tub—the choices are limitless. Embrace modern conveniences with smart home features, including a sophisticated smart lock and thermostat, seamlessly integrating tech-savvy efficiency into your daily routine. Experience financial peace of mind with no Bond or Maintenance Assessment, translating to meaningful savings on your annual tax bill, allowing you to invest more in the lifestyle and activities that make The Villages extraordinary. Come by for a peek at this wonderful getaway/home and experience it for yourself :-)
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Villa
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: In Garage
Balcony Porch Lanai
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- Living Room/Dining Room Combo,Stone Counters,Walk-In Closet(s)
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,538
- Total interior livable area: 1,040 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 071824102500010400
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Screened
- Exterior features: Irrigation System
- Residential vegetation: Mature Landscaping
Lot
- Lot size: 4,779 sqft
- Features: Corner Lot
Parking
- Total spaces: 1
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $157 | $1,884 |
| Property Taxes | $471 | $5,652 |
| Electricity | $197 | $2,366 |
| Total | $2,336 | $28,032 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $315,000 |
| 2026-05-02 | Listing removed | $1,975 |
| 2026-04-02 | Price change | $1,975 |
| 2026-03-15 | Listed for rent | $2,000 |
| 2025-07-14 | Listing removed | $289,000 |
| 2025-07-08 | Price change | $289,000 |
| 2025-06-14 | Price change | $319,900 |
| 2025-05-19 | Listed for sale | $325,000 |
| 2025-03-28 | Listing removed | $2,000 |
| 2025-03-22 | Price change | $2,000 |
| 2025-03-05 | Price change | $2,216 |
| 2025-02-06 | Price change | $2,250 |
| 2025-01-25 | Price change | $2,300 |
| 2024-12-23 | Listed for rent | $2,475 |
| 2024-11-06 | Listing removed | $2,275 |
| 2024-10-06 | Price change | $2,275 |
| 2024-10-05 | Price change | $2,350 |
| 2024-07-23 | Listed for rent | $2,400 |
| 2022-04-20 | Sold | $232,000 |
| 2022-02-21 | Pending sale | $224,900 |
| 2022-02-18 | Listed for sale | $224,900 |
| 2022-02-18 | Pending sale | $224,900 |
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