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113 N Kickapoo St, Lincoln, IL, 62656

3beds
5baths
12,000sqft
$585,900
$49price/sqft
$5,461/moest. monthly cost
$218,440/yrincome needed

About This Home

Step into a beautifully updated residential/commercial flex property in the heart of downtown Lincoln, Illinois. This versatile building blends historic charm with modern convenience, ideal for a variety of business ventures. Plus, it comes with a spacious three-bedroom apartment upstairs, complete with a flex room, full kitchen, oversized living room, updated amenities, and private garage parking for residents. The property has seen extensive updates since 2016, including new windows, flooring, roofing, energy-efficient LED lighting, and a reverse osmosis water system. Importantly, the owned solar panels are fully paid off by the sellers, offering sustainable energy solutions with no additional cost to the buyer. Inside, the retail space features beautiful tall tin ceilings, and plenty of storefront windows that flood the space with natural light. Attached to the main building is an additional retail location (not updated)-perfect as an accountant's office or boutique service space-providing a separate, private setting apart from the main retail area with the potential for additional income. The property also includes a full basement, offering ample space for storage. The building is within eyesight of other local businesses and restaurants, and the Amtrak station is just a short distance away, adding convenience for both business owners and tenants. The vibrant downtown location ensures steady foot traffic thanks to a variety of community events. From Third Fridays in spring and summer to the Balloons Over 66 festival, Retail Therapy events, and holiday festivities, there's always something drawing people to this charming downtown. The supportive local business community and proximity to transportation hubs make this property a standout opportunity. Don't miss the chance to own a piece of Lincoln's lively downtown, where community spirit, modern amenities, and an unbeatable location come together seamlessly.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

4/10
Lincoln Jr High SchoolGrades 6-80.3 mi
2/10

Construction

Condition

  • Year built: 1922

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Third
  • Area: 120
  • Dimensions: 12X10

Bedroom3

  • Level: Third
  • Area: 225
  • Dimensions: 15X15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 2
  • 1/2 bathrooms: 3

Dining Room

  • Level: Third
  • Area: 154
  • Dimensions: 14X11

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Small Duct High Velocity

Interior Area

  • Total structure area: 0
  • Total interior livable area: 12,000 sqft

Kitchen

  • Level: Third
  • Area: 255
  • Dimensions: 15X17

Living Room

  • Level: Third
  • Area: 576
  • Dimensions: 18X32

Master Bedroom

  • Level: Third
  • Area: 266
  • Dimensions: 19X14

Pantry

  • Level: Third
  • Area: 12
  • Dimensions: 4X3

Storage

  • Level: Third
  • Area: 126
  • Dimensions: 6X21

Storage

  • Level: Third
  • Area: 40
  • Dimensions: 4X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0821009800
  • Special condition: None

Features

  • Stories: 3

Lot

  • Lot size dimensions: 150x75x40x35x110x40

Parking

  • Total spaces: 1
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,962$35,544
Home Insurance *$738$8,856
Property Taxes $839$10,068
Electricity $922$11,075
Total$5,461$65,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,234/yr
40% on housing$163,830/yr
45% on housing$145,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 62656$82
Logan County$76

vs Homes Sold Last Month

Median $/sqft

ZIP 62656$99
Logan County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$585,900
2025-10-15Listed for sale$589,900
2025-09-28Listing removed$599,000
2025-06-23Price change$599,000
2025-06-10Listed for sale$650,000

For Sale by Agent

AgentBrandon Shaffer, ABR,AHWD,PSA
BrokerageBHHS Central Illinois, REALTORS

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