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10193 Steinbeck Dr, Granger, IN, 46530

4beds
4baths
3,508sqft
$1,124,999
$321price/sqft
$7,282/moest. monthly cost
$291,280/yrincome needed

About This Home

Now building in Granger's new Hawthorn Crossing - big dreams meet brilliant design! This spacious homesite will feature a nearly identical version of Devine Homes by Miller’s recent show-stopper, known for its stylish finishes, thoughtful layout, and signature craftsmanship. With room to personalize and space for everything from a pool to an outdoor oasis, this lot gives you the freedom to create the lifestyle you’ve always envisioned. Inside, you'll find engineered hardwood floors throughout the main level, 8’ solid-core doors, Andersen 100 series casement windows, and upgraded IT wiring for smart-home living. The dining area shines with an 11’ tray ceiling and is surrounded by windows, creating a perfect setting for everyday meals or elegant entertaining. The great room features a 42” gas fireplace with stone surround, built-in cabinetry, and floating shelves for character and charm. The kitchen is a true centerpiece, designed with under-cabinet lighting, a pot filler, island, microwave drawer, and a pantry that includes a 45-bottle wine cooler and glass door. The third bedroom has glass doors and is ideal for an office or main-floor guest space. The primary suite offers a spa-like bathroom with an enlarged tiled shower, heated tile floor, dual vanity, and a generous walk-in closet. The finished lookout basement is perfect for hosting, complete with a large rec room, sleek wet bar, and a 138-can beverage center. One additional bedroom, a full bath, and ample storage round out the lower level. Enjoy your professionally landscaped, irrigated yard from the comfort of a 16x16 deck—ideal for morning coffee or evening cocktails. The oversized three-car garage includes an electric vehicle charging station, blending luxury with practicality. Don’t miss your chance to build with Devine Homes by Miller, one of the area’s most respected builders.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Horizon Elementary SchoolGrades PK-51.2 mi
9/10
Discovery Middle SchoolGrades 6-81.2 mi
10/10
Penn High SchoolGrades 9-123.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Vinyl Siding

Other

  • Builder name: Devine Homes by Miller

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Gas Range,Gas Water Heater,Water Softener Owned,Wine Cooler
  • Laundry features: Gas Dryer Hookup,Sink,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Sound System,Ceiling-9+,Tray Ceiling(s),Beamed Ceilings,Walk-In Closet(s),Stone Counters,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Split Br Floor Plan,Wet Bar,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Great Room
  • Flooring: Hardwood,Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,180
  • Finished area above ground: 2,328

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,656
  • Total interior livable area: 3,508 sqft

Property

Details

  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch Covered
  • Exterior features: Irrigation System
  • Fencing: None

Lot

  • Lot size: 1.07 Acres
  • Features: Level,Rural Subdivision,Landscaped
  • Lot size dimensions: 148x282

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$477$5,724
Property Taxes $796$9,552
Electricity $321$3,858
Total$7,282$87,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,668/yr
40% on housing$218,460/yr
45% on housing$194,186/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 46530$173
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46530$143
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$1,149,899
2025-06-10Listed for sale$1,149,999

New Construction

AgentTommy Kraemer
BrokerageColdwell Banker Real Estate Group

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