1106 Zora Dr #A & B, Temple, TX, 76504
About This Home
New Construction by Swartz & Nunn Construction LLC. Invest or owner occupy this with one side rented to qualify for cash flow income. This duplex offers convivence to add to future income investment for long term. Close to the VA Administrative Hospital, Baylor Scott N White, public mall , restaurants and major shopping centers. The home is approximately 2702 Sq Ft and approximately 1351 sq ft on each side, Vinyl plank flooring throughout, all appliances in kitchen counters, with tile backsplash and custom wood cabinets. Lennox AC unit, and 50-gallon Rheem water heater. Front , back and side sod, and wood privacy fence. ***Property is eligible for IRS Opportunity Zones which allows temporarily defer tax on eligible gains when you invest in a Qualified Opportunity Fund to spur economic growth and job creation in low-income communities while providing tax benefits to investors , Buyer is encouraged to refer to IRS to learn more and talk to your CPA. *** Both Units are rented and have a 12 month lease agreement in place.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick Veneer,Frame
Type & Style
- Home type: MultiFamily
- Architectural style: Contemporary/Modern
- Property subType: Duplex,Multi Family,Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Disposal,Multiple Water Heaters,Plumbed For Ice Maker,Refrigerator,Some Electric Appliances,Cooktop,Microwave
- Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Closet,In Unit
Features
- Ceiling Fan(s),Tub Shower,Walk-In Closet(s),Breakfast Bar,Breakfast Area,Eat-in Kitchen,Granite Counters,Pantry
- Flooring: Laminate,Wood
- Fireplace features: None
- Attic: None
Heating & Cooling
- Heating features: Central,Electric,Multiple Heating Units
- Cooling features: Central Air,Electric,2 Units
Interior Area
- Total interior livable area: 2,644 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 504690
- Attached to another structure: Yes
- Special condition: Builder Owned
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: Back Yard,Privacy,Wood
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 7,196 sqft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $363 | $4,356 |
| Property Taxes | $393 | $4,716 |
| Electricity | $290 | $3,483 |
| Total | $3,017 | $36,204 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $389,900 |
| 2026-02-02 | Listed for sale | $399,900 |
| 2025-09-29 | Listing removed | $399,990 |
| 2025-06-10 | Listed for sale | $399,990 |
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