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6470 Highway 110, Tyler, TX, 75704

2beds
1baths
1,000sqft
$449,900
$450price/sqft
$3,315/moest. monthly cost
$132,600/yrincome needed

About This Home

16.88 acres of pasture and hardwoods, a all year spring fed pond, including a 3840 square foot shop (96x40) with 1000 square foot conditioned space that can function as either an office or living quarters (40x25). The shop is on a well, septic, and propane tank. The living area has a living/kitchen area (gas range, sink, dishwasher, microwave), 3 rooms, and a full bath. The insulated 12-foot eve shop has lighting, a half bath, one 10-foot garage door, one 12-foot garage door, RV electric/water/sewer connections, and a (20x96) outside covered area. Community Water, Gas, internet, and electricity are available at Hwy 110. The land has an Ag exemption and has been used for cattle and hay production. There is a mix of costal and bahia grasses. There is approximately 6 acres of hardwood flood plain at the back of the property. One of the owners is a Licensed Texas Real Estate Salesperson. Multiple great home sites available. Avinger Homes is available to finance and build one of their curated home plans for a buyer. More land available. Multiple great home sites available. Avinger Homes is available to finance and build one of their curated home plans for a buyer. The home and floor plan in the pictures is planed to be built in 2026 and is not included in the price. Contact agent for details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 1

Property

Lot

  • Lot size: 16.88 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Boat,Workshop in Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$372$4,464
Property Taxes $431$5,172
Electricity $238$2,859
Total$3,315$39,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,657/yr
40% on housing$99,450/yr
45% on housing$88,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$450This listing

vs Other Active Listings

Avg $/sqft

ZIP 75704$155
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75704$160
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentWilliam Simpson
BrokerageFathom Realty, LLC

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