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14951 THOROUGHBRED LN, Montverde, FL, 34756

4beds
4baths
3,414sqft
$1,060,000
$310price/sqft
$7,244/moest. monthly cost
$289,760/yrincome needed

About This Home

Tucked away on over 2.25 acres in the highly sought after equestrian community, The Trails of Montverde, this stunning 4 bedroom, 3 bath estate blends timeless traditional design with luxurious modern updates offering the kind of property and privacy that is getting harder to find in Central Florida. With just under 3,500 square feet, this home offers a thoughtfully designed floor plan that creates separation and privacy between spaces while still maintaining an inviting, natural flow throughout the home. No cavernous warehouse style open concept here, this one has warmth, character, and rooms that actually make sense. The heart of the home is the beautifully renovated kitchen, completed in 2022, featuring gorgeous marble countertops, updated finishes, and a layout designed for everyday living. The bathrooms were also fully remodeled in 2022 and feel straight out of a luxury boutique retreat, especially the stunning primary en-suite featuring a standalone clawfoot soaking tub and custom primary closet. Engineered hardwood floors run throughout the home, adding warmth and elegance, while the dedicated office provides the perfect work from home set up. Upstairs, the private fourth bedroom with its own en-suite bathroom creates an ideal guest suite, in-law space, or teenage hideaway. Step outside and the property truly unfolds into something special. The fully screened pool area is designed for peaceful outdoor living with a tranquil waterfall feature and expansive entertaining space overlooking the property with no rear neighbors in sight. Horse lovers will appreciate the 4 stall barn, equipt with an office with AC, a feed room and two paddocks. The Trails of Montverde is one of the few true equestrian neighborhoods in the area, offering over 5 miles of private riding trails along with a private community riding arena. Whether your dream is horses, chickens, goats, gardening, or even keeping bees, this property gives you the flexibility and space to create the lifestyle you’ve been wanting. Additional major updates include a 2023 roof, septic system recently pumped and inspected prior to listing, and a rare commercial grade in house fire sprinkler system for added peace of mind. This is more than a home. It’s the kind of property that feels like its own slice of heaven the moment you drive down the oak canopied driveway.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Lake Minneola High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Range,Range Hood,Refrigerator,Washer,Wine Refrigerator
  • Laundry features: Inside,Laundry Room

Bathroom2

  • Level: First
  • Area: 96.32
  • Dimensions: 11.2x8.6

Bathroom3

  • Features: En Suite Bathroom,Shower No Tub
  • Level: Second
  • Area: 56.823
  • Dimensions: 9.3x6.11

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 140
  • Dimensions: 11.2x12.5

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 169.83
  • Dimensions: 11.1x15.3

Bedroom4

  • Features: En Suite Bathroom,Built-in Closet
  • Level: Second
  • Area: 193.23
  • Dimensions: 11.3x17.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dinette

  • Level: First
  • Area: 246.33
  • Dimensions: 15.3x16.1

Dining Room

  • Level: First
  • Area: 425.6
  • Dimensions: 11.2x38

Features

  • Ceiling Fan(s),Central Vacuum,Crown Molding,Eating Space In Kitchen,Primary Bedroom Main Floor,Solid Surface Counters,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Engineered Hardwood,Porcelain Tile,Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,022
  • Total interior livable area: 3,414 sqft

Kitchen

  • Features: Breakfast Bar,Central Vacuum,Kitchen Island,Pantry,Stone Counters
  • Level: First
  • Area: 246.33
  • Dimensions: 15.3x16.1

Laundry

  • Level: First
  • Area: 112.05
  • Dimensions: 13.5x8.3

Living Room

  • Features: Central Vacuum
  • Level: First
  • Area: 427.14
  • Dimensions: 18.9x22.6

Office

  • Level: First
  • Area: 206.4
  • Dimensions: 12x17.2

Primary Bathroom

  • Features: Stone Counters,Tub with Separate Shower Stall
  • Level: First
  • Area: 162
  • Dimensions: 13.5x12

Primary Bedroom

  • Features: Ceiling Fan(s),Central Vacuum,Claw Foot Tub,Dual Sinks,En Suite Bathroom,Exhaust Fan,Stone Counters,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: First
  • Area: 329.7
  • Dimensions: 21x15.7

Property

Details

  • Parcel number: 092226150000009000
  • Zoning: AR
  • Special condition: None
  • Horse amenities: Arena,Riding Ring,Stable(s)

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Auto Cleaner,In Ground,Screen Enclosure
  • Patio & porch: Covered,Enclosed,Front Porch,Porch,Rear Porch,Screened
  • Exterior features: Storage
  • Fencing: Cross Fenced
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 2.24 Acres
  • Features: Cul-De-Sac,Oversized Lot,Unincorporated,Zoned for Horses

Parking

  • Total spaces: 2
  • Parking features: Bath In Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hurricane
Inland Flooding
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,359$64,308
Home Insurance *$333$3,996
Property Taxes $1,209$14,508
Electricity $343$4,122
Total$7,244$86,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,365/yr
40% on housing$217,320/yr
45% on housing$193,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 34756$388
Lake County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 34756$339
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$1,060,000
2026-05-13Listed for sale$1,095,000
2026-05-04Listing removed$1,175,000
2026-01-31Listed for sale$1,175,000
2013-07-12Sold$399,000
2010-12-08Sold$424,795
2010-04-28Sold$415,000
2010-02-20Listed for sale$574,000
2001-10-03Sold$350,000

For Sale by Agent

AgentKatie Dodd
BrokerageARELLANO REALTY & INVESTMENTS

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