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361 PELTON Place, Saint Johns, FL, 32259

2beds
2baths
1,914sqft
$550,000
$287price/sqft
$3,588/moest. monthly cost
$143,520/yrincome needed

About This Home

Enjoy the benefits of new construction without the wait in this extensively upgraded, move-in-ready home. Less than two years new and loaded with designer upgrades from the moment you walk through the door, this stunning Pier model in Watersong at Rivertown is move-in ready and better than new construction. With 1,914 square feet, 2 bedrooms, a private den, and 2 beautifully appointed bathrooms, every inch of this home was thoughtfully curated with no carpet or compromises. The custom millwork tells you right away this isn't a standard build. A crafted front hallway entry sets the tone, flowing into a dining room dressed in board and batten with an upgraded beaded chandelier, and a great room anchored by a matching accent wall and warm beamed ceiling. The kitchen is a true heart-of-home moment with white quartz countertops with soft gray veining, Shaker cabinetry, brushed nickel hardware, a pantry closet, and a dining island crowned with designer pendant lighting. The full Whirlpool stainless suite includes a gas cooktop + hood, built-in wall oven, microwave, and dishwasher. The primary suite is a private retreat with a tray ceiling, recessed lighting, and a walk-in closet outfitted with a custom organizer system. Both bathrooms feature quartz countertops, framed mirrors, and zero-entry showers and the primary includes a bench and glass linen shelves for that spa-day feeling every single morning. Step outside to the screened lanai with paver hardscape and ceiling fans opening to an extended paver patio complete with a seating wall and gas fire pit. Whether it's morning coffee, sunset cocktails, or gathering with family on a cool Florida evening, this outdoor space delivers the lifestyle you came here for. The oversized epoxy-coated garage features an extended layout and overhead storage. Add a tankless water heater and whole-home water softener system, and the practicalities are handled too. Watersong at Rivertown offers resort-style amenities including a clubhouse, resort pool, lap pool, fitness center, pickleball and tennis courts, and a full calendar of social events, all within a gated 55+ community designed for the life you've earned.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

10/10
Trout Creek AcademyGrades K-82.3 mi
7/10
Bartram Trail High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Tankless Water Heater,Water Softener Owned
  • Laundry features: In Unit,Sink

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,914 sqft

Property

Details

  • Parcel number: 0007242590

Features

  • Stories: 1
  • Patio & porch: Patio,Screened
  • Exterior features: Fire Pit

Lot

  • Lot size: 6,969 sqft
  • Features: Cul-De-Sac,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$267$3,204
Property Taxes $343$4,116
Electricity $197$2,366
Total$3,588$43,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,017/yr
40% on housing$107,640/yr
45% on housing$95,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 32259$239
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32259$234
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Listed for sale$550,000
2024-11-21Sold$524,000
2024-10-07Pending sale$535,231
2024-09-07Price change$535,231
2024-08-29Price change$532,892
2024-08-15Price change$552,676
2024-07-19Price change$552,591
2024-06-13Price change$577,591
2024-05-09Price change$602,591
2024-04-18Price change$600,591
2024-04-01Listed for sale$601,339

For Sale by Agent

AgentGAIL DEMARCO, EXP REALTY LLC, CATHY VILLARREAL
BrokerageEXP REALTY LLC

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