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206 PELTON Place, Saint Johns, FL, 32259

2beds
3baths
2,210sqft
$599,000
$271price/sqft
$3,915/moest. monthly cost
$156,600/yrincome needed

About This Home

LOT 233 - Located in WATERSONG, a gated 55+ neighborhood in RiverTown, this master-planned community offers scenic parks, lake views, and nature preserves along the St. Johns River. Resort-style amenities encourage fitness, socializing, and fun—whether it's food truck Fridays, wine nights, trivia, bunco, fitness classes, or nature walks. With miles of trails, a Paw Park, and endless activities, there's always something to enjoy in this vibrant, active adult community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
Trout Creek AcademyGrades K-82.4 mi
7/10
Bartram Trail High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Plumbed For Ice Maker,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Smart Thermostat,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,210 sqft

Property

Details

  • Parcel number: 0007242330

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Has view: Yes
  • View description: Protected Preserve,Trees/Woods

Lot

  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$291$3,492
Property Taxes $374$4,488
Electricity $222$2,668
Total$3,915$46,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,228/yr
40% on housing$117,450/yr
45% on housing$104,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 32259$239
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32259$234
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$594,000
2026-04-30Price change$599,000
2026-03-27Price change$614,000
2026-03-15Price change$641,000
2026-02-19Price change$665,000
2025-10-29Price change$666,593
2025-09-26Listed for sale$698,259

New Construction

AgentMATTHEW BERKIS
BrokerageMATTAMY REAL ESTATE SERVICES

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