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289 TOWER Court, Saint Augustine, FL, 32092

3beds
3baths
1,844sqft
$435,000
$236price/sqft
$2,878/moest. monthly cost
$115,120/yrincome needed

About This Home

Move-in ready and tucked away on a quiet cul de sac in Shearwater, this Glenridge floorplan offers 3 bedrooms, 2.5 baths, and 1,844 square feet of well designed living space. Luxury vinyl plank flooring runs through the main areas into a standout kitchen with quartz countertops, gas cooktop, double ovens, stainless appliances, a large island, and walk-in pantry. It opens seamlessly to the living space, making it ideal for everyday living and entertaining. Upstairs, all bedrooms are thoughtfully placed alongside an oversized loft that works perfectly as a second living area, office, or playroom. The primary suite features tray ceilings, double closets, dual sinks, and a walk-in shower. Step outside to a covered patio and enjoy the privacy of your homesite, all just moments from Shearwater's top-tier amenities, including a lagoon pool, lap pool, fitness center, tennis courts, trails, and the highly rated K to 8 school.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Trout Creek AcademyGrades K-80.3 mi
7/10
Beachside High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Breakfast Nook,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,844 sqft

Property

Details

  • Parcel number: 0100230340
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 6,969 sqft
  • Features: Cul-De-Sac,Dead End Street
  • Lot size dimensions: .11 acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$211$2,532
Property Taxes $271$3,252
Electricity $197$2,366
Total$2,878$34,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,674/yr
40% on housing$86,340/yr
45% on housing$76,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 32092$221
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32092$217
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$449,000
2026-04-24Price change$449,900
2026-04-03Price change$450,000
2026-03-26Price change$465,000
2026-03-12Price change$473,900
2026-02-26Listed for sale$475,000
2024-11-26Sold$432,100

For Sale by Agent

AgentSHONDA CAMPANARO, BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
BrokerageBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

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