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118 RIDGEHILL WAY, Saint Johns, FL, 32259

5beds
3baths
3,055sqft
$877,000
$287price/sqft
$5,715/moest. monthly cost
$228,600/yrincome needed

About This Home

Stunning & thoughtfully designed, this custom home brings style and sophistication to everyday living. Nestled in one of Northeast Florida's most desirable communities, RiverTown perfectly captures the essence of Sunshine State living. This home showcases premium upgrades and carefully curated details throughout. An extended driveway with refined lighting creates a grand first impression, setting the tone for the beauty that awaits inside. A beautifully crafted wood ceiling in the foyer adds charm, and architectural character from the moment you enter. At the heart of the home, enjoy a chef's kitchen featuring upgraded cabinetry and an impressive custom pantry designed for both function and style. An elegant wine storage display a refined touch, perfect for those who love to entertain. A hidden office, seamlessly integrated into the design, offers a private and functional workspace--ideal for today's lifestyle. This is more than a Home-it's a place to truly enjoy and call your own!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

10/10
10/10
7/10
Bartram Trail High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Oven,Gas Range,Microwave,Refrigerator,Washer,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen Island,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,055 sqft

Property

Details

  • Parcel number: 0009712190

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Outdoor Kitchen
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Pond

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,434$53,208
Home Insurance *$426$5,112
Property Taxes $548$6,576
Electricity $307$3,689
Total$5,715$68,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,942/yr
40% on housing$171,450/yr
45% on housing$152,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 32259$239
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32259$234
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$877,000
2024-09-20Sold$694,753
2024-08-20Pending sale$694,753
2024-08-15Price change$694,753
2024-08-08Price change$694,799
2024-07-19Price change$698,799
2024-06-20Price change$761,799
2024-05-23Price change$760,854
2024-04-18Price change$758,979
2024-03-25Price change$759,029
2024-03-18Listed for sale$730,029

For Sale by Agent

AgentMARIA E HENRIQUE
BrokerageEXP REALTY LLC

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