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1164 Wood Gate Way, Loveland, OH, 45140

5beds
3baths
2,928sqft
$575,000
$196price/sqft
$4,028/moest. monthly cost
$161,120/yrincome needed

About This Home

Remarkable, like new, 4 bed, 3 bath and over 3,200 finished sq ft in the desirable Willow Brook Farms community with walking trails, ponds, and a playground. This spacious home features an open-concept layout, dedicated first-floor study, expansive living areas, a beautifully appointed eat-in kitchen, second-floor laundry, finished basement, and a luxurious primary suite with two walk-in closets. Move-in ready with the perfect blend of style, comfort, and convenience. Open house this Sunday, 8/2 at 12!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
8/10
7/10
Milford Sr High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: First

Bathroom3

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 196

Bedroom3

  • Level: Second
  • Area: 143

Bedroom4

  • Level: Second
  • Area: 144

Bedroom5

  • Level: First
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: WW Carpet
  • Level: First
  • Area: 231

Family Room

  • Features: Wall-to-Wall Carpet
  • Area: 810

Features

  • High Ceilings,Ceiling Fan(s)
  • Window features: Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,928
  • Total interior livable area: 2,928 sqft

Kitchen

  • Features: Pantry,Quartz Counters,Eat-in Kitchen,Vinyl Floor,Walkout,Kitchen Island
  • Area: 220

Living Room

  • Features: Wall-to-Wall Carpet
  • Area: 361

Master Bathroom

  • Features: Shower,Double Vanity

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet
  • Level: Second
  • Area: 272

Office

  • Area: 0

Property

Details

  • Parcel number: 182517I216
  • Zoning description: Residential
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 10,280 sqft
  • Features: Less than .5 Acre

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$204$2,448
Property Taxes $603$7,236
Electricity $314$3,768
Total$4,028$48,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,102/yr
40% on housing$120,840/yr
45% on housing$107,413/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 45140$277
Clermont County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 45140$203
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$575,000
2026-07-21Listing removed$580,000
2026-07-08Price change$580,000
2026-06-12Price change$590,000
2026-05-28Listed for sale$600,000
2021-09-30Sold$75,324

For Sale by Agent

AgentSeth Daugherty
BrokerageSibcy Cline, Inc.

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