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4312 Family Farm Dr, Cincinnati, OH, 45245

3beds
3baths
2,082sqft
$354,900
$170price/sqft
$2,510/moest. monthly cost
$100,400/yrincome needed

About This Home

Discover the kind of home that instantly feels like the one! Prepare to fall in love with this nearly new paired patio home at 4312 Family Farm Dr, built in 2023 and still carrying that irresistible new‑build freshness. The heart of the home is the open kitchen, where a large island invites gathering, cooking, and connection. The first floor offers a peaceful primary bedroom retreat with a walk‑in closet featuring custom built‑ins, plus abundant storage throughout. A bright study/office and convenient first‑floor laundry add comfort and ease. Upstairs, two spacious bedrooms with generous closets, a full bath, and a sunlit loft create warm, flexible spaces perfect for guests, hobbies, or cozy evenings in. Thoughtful design, modern finishes, and plentiful storage make this home feel instantly welcomingone of those rare places that captures your heart the moment you step inside.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

6/10
6/10
West Clermont High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Landom./Patio Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 143

Bedroom3

  • Level: Second
  • Area: 130

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: WW Carpet
  • Level: First
  • Area: 187

Family Room

  • Area: 0

Features

  • High Ceilings,Ceiling Fan(s),Recessed Lighting
  • Door features: Multi Panel Doors
  • Window features: Insulated Windows

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,082
  • Total interior livable area: 2,082 sqft

Kitchen

  • Features: Pantry,Eat-in Kitchen,Vinyl Floor,Kitchen Island,Wood Cabinets,Marble/Granite/Slate,Other
  • Area: 150

Living Room

  • Features: Walkout,Wall-to-Wall Carpet
  • Area: 210

Master Bathroom

  • Features: Shower,Double Vanity

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet
  • Level: First
  • Area: 165

Office

  • Features: Wall-to-Wall Carpet,French Doors
  • Level: First
  • Area: 100

Property

Accessibility

  • Accessibility features: No Accessibility Features

Details

  • Parcel number: 413214B443
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Trees/Woods,Other

Lot

  • Lot size: 4,486 sqft
  • Features: Less than .5 Acre
  • Lot size dimensions: 34 x 132

Parking

  • Total spaces: 2
  • Parking features: On Street,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$121$1,452
Property Taxes $372$4,464
Electricity $223$2,679
Total$2,510$30,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,057/yr
40% on housing$75,300/yr
45% on housing$66,933/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 45245$188
Clermont County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 45245$192
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$344,900
2026-07-27Price change$354,900
2026-06-25Price change$364,900
2026-05-26Listed for sale$374,900
2023-04-25Sold$329,671

For Sale by Agent

AgentSara J. Setters
BrokerageWyndham-Lyons Realty Services,

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