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436 SE RANCH OAK Circle, Port Saint Lucie, FL, 34984

5beds
4baths
3,053sqft
$639,974
$210price/sqft
$4,474/moest. monthly cost
$178,960/yrincome needed

About This Home

What's Special: No Rear Neighbors. New Construction - December Completion! Built by America's Most Trusted Home Builder. Welcome to the Bermuda at 436 SE Ranch Oak Circle in Veranda Oaks! Filled with natural light, this thoughtfully designed two story home offers an open layout perfect for everyday living and entertaining. A welcoming foyer leads to the expansive lanai, creating a seamless connection between indoor and outdoor spaces. Just off the entry, a secondary bedroom and full bath provide flexibility for guests or a home office. The gourmet kitchen features abundant counter space, a large center island, and a walk-in pantry, all overlooking the dining area and great room. The main floor primary suite offers a private retreat with a dual sink vanity, soaking tub, and separate shower. Upstairs, three additional bedrooms include one with a private ensuite bath, while the others share a full bathroom. A spacious loft adds even more room to relax, gather, or enjoy daily life. A new home opportunity awaits at Veranda Oaks in Port St. Lucie. Conveniently located near the Martin County line with easy access to the Florida Turnpike, you're close to beaches, recreation, shopping, medical facilities, and Treasure Coast attractions. This gated 56 acre community features two lakes and an amenity center with a pool, cabana, dog park, playground, and covered seating. Additional Highlights Include: extended covered lanai with an outdoor kitchen rough-in, 8' interior doors, impact windows throughout the whole house, pocket sliding glass door, and tray ceiling package. Photos are for representative purposes only. MLS#B26052057

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
7/10
Southport Middle SchoolGrades 6-84.2 mi
4/10

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: Bermuda
  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Cooktop,Disposal,Microwave,Oven
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Main Level,Laundry Room,In Unit

Bedroom2

  • Level: Second
  • Area: 143
  • Dimensions: 13 X 11

Bedroom2

  • Level: Second
  • Area: 143
  • Dimensions: 13 X 11

Bedroom2

  • Level: Second
  • Area: 143
  • Dimensions: 13 X 11

Bedroom2

  • Level: Second
  • Area: 143
  • Dimensions: 13 X 11

Bedroom3

  • Level: Second
  • Area: 140
  • Dimensions: 14 X 10

Bedroom3

  • Level: Second
  • Area: 140
  • Dimensions: 14 X 10

Bedroom3

  • Level: Second
  • Area: 140
  • Dimensions: 14 X 10

Bedroom3

  • Level: Second
  • Area: 140
  • Dimensions: 14 X 10

Bedroom4

  • Level: Second
  • Area: 156
  • Dimensions: 12 X 13

Bedroom4

  • Level: Second
  • Area: 156
  • Dimensions: 12 X 13

Bedroom4

  • Level: Second
  • Area: 156
  • Dimensions: 12 X 13

Bedroom4

  • Level: Second
  • Area: 156
  • Dimensions: 12 X 13

Bedroom5

  • Level: First
  • Area: 132
  • Dimensions: 12 X 11

Bedroom5

  • Level: First
  • Area: 132
  • Dimensions: 12 X 11

Bedroom5

  • Level: First
  • Area: 132
  • Dimensions: 12 X 11

Bedroom5

  • Level: First
  • Area: 132
  • Dimensions: 12 X 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: First
  • Area: 180
  • Dimensions: 18 X 10

Dining Room

  • Level: First
  • Area: 180
  • Dimensions: 18 X 10

Dining Room

  • Level: First
  • Area: 180
  • Dimensions: 18 X 10

Dining Room

  • Level: First
  • Area: 180
  • Dimensions: 18 X 10

Features

  • Bathtub,Dual Sinks,Entrance Foyer,High Ceilings,Kitchen/Dining Combo,Pantry,Storage,Soaking Tub,Separate Shower
  • Window features: Other
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,896
  • Total interior livable area: 3,053 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First
  • Area: 300
  • Dimensions: 20 X 15

Living Room

  • Level: First
  • Area: 300
  • Dimensions: 20 X 15

Living Room

  • Level: First
  • Area: 300
  • Dimensions: 20 X 15

Living Room

  • Level: First
  • Area: 300
  • Dimensions: 20 X 15

Loft

  • Level: Second
  • Area: 216
  • Dimensions: 18 X 12

Loft

  • Level: Second
  • Area: 216
  • Dimensions: 18 X 12

Loft

  • Level: Second
  • Area: 216
  • Dimensions: 18 X 12

Loft

  • Level: Second
  • Area: 216
  • Dimensions: 18 X 12

Master Bedroom

  • Level: First
  • Area: 238
  • Dimensions: 17 X 14

Master Bedroom

  • Level: First
  • Area: 238
  • Dimensions: 17 X 14

Master Bedroom

  • Level: First
  • Area: 238
  • Dimensions: 17 X 14

Master Bedroom

  • Level: First
  • Area: 238
  • Dimensions: 17 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 443570400270004
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Patio
  • Exterior features: Outdoor Living Area,Room For Pool
  • Has view: Yes
  • View description: Pond,Water
  • Has water view: Yes
  • Water view: Pond,Water

Lot

  • Lot size: 6,098 sqft
  • Features: Landscaped,Sprinklers Automatic,< 1/4 Acre
  • Lot size dimensions: 52 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$425$5,100
Property Taxes $506$6,072
Electricity $307$3,686
Total$4,474$53,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,394/yr
40% on housing$134,220/yr
45% on housing$119,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 34984$300
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34984$232
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$639,974
2026-07-14Listed for sale$639,974

For Sale by Agent

AgentMichelle Campbell
BrokerageTaylor Morrison Realty of Florida

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