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8401 Dockside Pl, Panama City Beach, FL, 32413

2beds
2baths
1,793sqft
$634,700
$354price/sqft
$4,726/moest. monthly cost
$189,040/yrincome needed

About This Home

Welcome to an exceptional Barbuda Bay in Latitude Margaritaville, perfectly positioned on a corner pond lot designed for luxury coastal living. This beautifully upgraded home offers the rare combination of privacy, luxury, and thoughtful design, complete with a private pool and a setting that provides privacy and minimal upkeep as the HOA provides lawn service, sprinklers and landscaping. Inside, every detail has been carefully curated. The kitchen and living spaces shine with custom cabinetry featuring 42-inch upper cabinets with crown molding, upgraded drawers and pullouts, a pullout trash system, and even a built-in mini fridge for added convenience. The island is accented with blue nickel lap feature to mirror the main suite. Stunning level 6 quartz countertops are carried seamlessly up the backsplash, creating a clean, high-end designer finish. They designed and installed a built-in entertainment center with an electric fireplace that anchors the main living area. The home is enhanced with 8-foot doors, custom closets throughout including a fully designed pantry, and framed mirrors that add a polished, custom feel. The primary suite offers a true retreat with a striking blue nickel lap feature wall and a thoughtfully designed custom closet. Bathrooms continue the theme of function and beauty with added storage, pullouts, and intentional upgrades. The laundry room is equally impressive with added cabinetry, a sink, and additional lower storage. Beyond aesthetics, the home is equipped with a whole-house water filtration system, IMPACT WINDOWS (costly upgrade option) for quiet and peace of mind, and a gas stove for those who love to cook. The garage features a professionally finished epoxy floor, while the exterior showcases sealed pavers, added fencing around the pond, and enhanced landscaping that further elevates both curb appeal and functionality. Set on a private lot at the end of a cul-de-sac with only one neighboring home, this property offers a rare sense of space and tranquility. The pond views combined with the private pool create a backyard experience that feels like your own personal resort. This is more than a home, it is a lifestyle upgrade within one of the most sought-after active communities on the Gulf Coast, where every detail has already been elevated for you to simply move in and enjoy. The world-class amenities which include; Expansive Fins Up! Fitness Center with state-of-the-art equipment, Resort-style lagoon pool with private cabanas, Indoor pool and dedicated lap lanes, Bar & Chill Restaurant and Changes in Attitude Bar overlooking the Intracoastal Waterway, Tennis, pickleball, and bocce courts, miles of walking, biking, and golf-cart trails throughout the community. Dog park, green spaces, and community gathering areas. Ceramic shop, wood-working shop, theater, meeting rooms, and multipurpose event spaces. Full calendar of events including special interest clubs, concerts, fitness classes, and social gatherings year round. Adjacent commercial conveniences include- shopping, dining, banking and a future Publix grocery store opening '27. Future Marina adjacent to the amenities center off of Latitude Blvd. A new medical center opened is open now with a new state of the art hospital opening in '27 just 3 miles away. Best of all - the BEACH is just 7 miles from Margaritaville! Don't miss this opportunity for a highly upgraded Villa. Sought after picturesque phase 8 location! Discover the unmatched lifestyle of Latitude Margaritaville Watersound- where everyday feels like a vacation!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
7/10
Surfside Middle SchoolGrades 6-86.4 mi
4/10
J.R. Arnold High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 18.8 x 12.8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Dimensions: 11 x 10.2

Dining Room

  • Level: First
  • Dimensions: 11 x 13.7

Features

  • Home Theater

Garage

  • Level: First
  • Dimensions: 19.1 x 20.4

Great Room

  • Level: First
  • Dimensions: 16.8 x 17.4

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,793
  • Total interior livable area: 1,793 sqft

Master Bedroom

  • Level: First
  • Dimensions: 14 x 14.1

Porch

  • Level: First
  • Dimensions: 15 x 12

Property

Details

  • Parcel number: 32503300054
  • Attached to another structure: Yes

Features

  • Private pool: Yes
  • Pool features: Community,Private
  • Patio & porch: Covered,Porch
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front

Lot

  • Lot size: 7,840 sqft
  • Features: Sprinkler System
  • Lot size dimensions: 165 x 38 x 132 x 54

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,209$38,508
Home Insurance *$744$8,928
Property Taxes $576$6,912
Electricity $197$2,366
Total$4,726$56,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,034/yr
40% on housing$141,780/yr
45% on housing$126,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 32413$287
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32413$311
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$634,700
2023-03-27Sold$468,400

For Sale by Agent

AgentHeather Fox
BrokerageBeachy Beach Real Estate

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