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8366 Jollymon Way, Panama City Beach, FL, 32413

2beds
2baths
1,368sqft
$510,000
$373price/sqft
$3,801/moest. monthly cost
$152,040/yrincome needed

About This Home

Upgraded Coastal Dreamsicle Cottage with Intracoastal Views & Flex Room! Welcome home to this stylish, street-facing Dreamsicle model, elegantly upgraded and located in the highly desirable 55+ Latitude Margaritaville Watersound community. Offering the ultimate ''vacation every day'' lifestyle, this beautiful Florida cottage shines with vaulted and 9-foot ceilings, custom tropical paint, and upgraded luxury vinyl plank flooring throughout the main living areas. The open-concept layout features a grand living room with vaulted, beamed ceilings and recessed lighting, creating a bright and airy atmosphere. Just off the main living space, a versatile flex room with elegant glass doors offers the perfect footprint for a private home office, den, or hobby space. The gourmet kitchen is a chef's dream, fully equipped with upgraded grey soft-close cabinetry, premium Cambria Kendal Quartz countertops, and high-end KitchenAid stainless steel appliances. Perfect for entertaining, the adjacent dining room boasts a custom Tiki Coffee Bar with a stylish backsplash and soft-close drawers. Every window is finished with elegant aprons and custom Roman shades. Additional high-value upgrades include Decora switches throughout, a screened-in porch perfect for everyday relaxation, and a fully finished garage featuring epoxy flooring, overhead storage racks, and a utility sink. Situated on a premium lot, this home allows you to kick off your flip-flops, look out toward the Intracoastal Waterway, and enjoy breathtaking Florida sunsets from your own piece of paradise.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10
Surfside Middle SchoolGrades PK-126.5 mi
4/10
J.R. Arnold High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Gas Oven,Gas Range,Gas Water Heater,Plumbed For Ice Maker,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 12.5 x 10.9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Dimensions: 11.8 x 8.2

Dining Room

  • Level: First
  • Dimensions: 12.5 x 11.8

Features

  • Double Vanity,Main Level Primary,Walk-In Closet(s),Home Theater
  • Window features: Double Pane Windows

Garage

  • Level: First
  • Dimensions: 20.6 x 20.1

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,368
  • Total interior livable area: 1,368 sqft

Laundry

  • Level: First
  • Dimensions: 8.83 x 5.83

Living Room

  • Level: First
  • Dimensions: 17.1 x 15

Master Bedroom

  • Level: First
  • Dimensions: 13.3 x 12.3

Screened Porch

  • Level: First
  • Dimensions: 17 x 9.33

Property

Details

  • Parcel number: 32503300312
  • Attached to another structure: Yes
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Community
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Porch,Rain Gutters
  • Spa features: Community

Lot

  • Lot size: 3,920 sqft
  • Features: Sprinkler System,Paved
  • Lot size dimensions: 35.0 ft x 100.0 ft

Parking

  • Total spaces: 2
  • Parking features: Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$597$7,164
Property Taxes $429$5,148
Electricity $197$2,366
Total$3,801$45,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,320/yr
40% on housing$114,030/yr
45% on housing$101,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 32413$287
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32413$311
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$510,000
2023-02-28Sold$326,800

For Sale by Agent

AgentChris White
BrokerageGreat White Realty

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