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8463 Landshark Blvd, Panama City Beach, FL, 32413

2beds
2baths
1,315sqft
$425,500
$324price/sqft
$3,324/moest. monthly cost
$132,960/yrincome needed

About This Home

Welcome to your coastal retreat in Latitude Margaritaville Watersound! This beautifully upgraded Camellia Cottage Fully furnished including the golf-cart located in sought-after close-in Phase 3, offers the perfect blend of style, comfort, and low-maintenance living just minutes from all of the community's world-class amenities. The open-concept floorplan is light and bright, featuring a cathedral ceiling in the great room, Revwood by Mohawk laminate flooring throughout the main living areas, upgraded Beams in the family room and designer recessed lighting in all rooms. The gourmet kitchen is a standout with Upgraded Whirlpool appliances, a quartz island, upgraded gray -colored cabinetry, upgraded pull-out shelving, sleek quartz countertops and the subway tile backsplash is great with the under-cabinet lighting--ideal for entertaining or everyday living. The bedrooms are finished with recessed lighting, while baths feature tile flooring and tiled shower for a clean, coastal look. Enjoy outdoor living year-round from the screened porch, perfect for morning coffee or evening relaxation. The spacious laundry room includes washer and dryer, plus shelving for extra storage. Additional highlights include: Maytag Washer & dryer included,10-year structural warranty from original build date. Cottage HOA dues include exterior maintenance, including roof replacement and exterior paint on a scheduled program, providing true lock-and-leave convenience. As a resident of Latitude Margaritaville Watersound, you'll enjoy resort-style amenities including a state-of-the-art fitness center, indoor & outdoor pools, pickleball and tennis courts, walking trails, live entertainment, restaurants, clubs, and a vibrant social calendar--all just 7 miles from the sugar-white beaches of the Emerald Coast. A new commercial area adjacent to the community will feature a Publix grocery store, shopping, dining, and more, and a brand-new hospital is currently being built just 5 miles away, adding even more convenience. Don't miss out on this cottage located in phase 3 (closest to the amenities). Come experience why so many choose to live the Latitude lifestyle--this Camellia Cottage is truly move-in ready and a must-see! Welcome to your coastal retreat in Latitude Margaritaville Watersound! This beautifully upgraded Camellia Cottage Fully furnished including the golf-cart located in sought-after close-in Phase 3, offers the perfect blend of style, comfort, and low-maintenance living just minutes from all of the community's world-class amenities. The open-concept floorplan is light and bright, featuring a cathedral ceiling in the great room, Revwood by Mohawk laminate flooring throughout the main living areas, upgraded Beams in the family room and designer recessed lighting in all rooms. The gourmet kitchen is a standout with Upgraded Whirlpool appliances, a quartz island, upgraded gray -colored cabinetry, upgraded pull-out shelving, sleek quartz countertops and the subway tile backsplash is great with the under-cabinet lighting--ideal for entertaining or everyday living. The bedrooms are finished with recessed lighting, while baths feature tile flooring and tiled shower for a clean, coastal look. Enjoy outdoor living year-round from the screened porch, perfect for morning coffee or evening relaxation. The spacious laundry room includes washer and dryer, plus shelving for extra storage. Additional highlights include: Maytag Washer & dryer included,10-year structural warranty from original build date. Cottage HOA dues include exterior maintenance, including roof replacement and exterior paint on a scheduled program, providing true lock-and-leave convenience. As a resident of Latitude Margaritaville Watersound, you'll enjoy resort-style amenities including a state-of-the-art fitness center, indoor & outdoor pools, pickleball and tennis courts, walking trails, live entertainment, restaurants, clubs, and a vibrant social calendar--all just 7 miles from the sugar-white beaches of the Emerald Coast. A new commercial area adjacent to the community will feature a Publix grocery store, shopping, dining, and more, and a brand-new hospital is currently being built just 5 miles away, adding even more convenience. Don't miss out on this cottage located in phase 3 (closest to the amenities). Come experience why so many choose to live the Latitude lifestyle--this Camellia Cottage is truly move-in ready and a must-see!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10
Surfside Middle SchoolGrades 6-86.6 mi
4/10
J.R. Arnold High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Gas Cooktop

Bedroom

  • Level: First
  • Dimensions: 12.9 x 11.2

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 12.6 x 11

Family Room

  • Level: First
  • Dimensions: 16.2 x 14.1

Features

  • Smart Thermostat,Home Theater

Garage

  • Level: First
  • Dimensions: 20.6 x 20

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,315
  • Total interior livable area: 1,315 sqft

Master Bedroom

  • Level: First
  • Dimensions: 12.1 x 12.2

Screened Porch

  • Level: First
  • Dimensions: 16 x 9.4

Property

Details

  • Parcel number: 32503300332
  • Attached to another structure: Yes
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Porch,Screened
  • Exterior features: Porch,Rain Gutters
  • Spa features: Community

Lot

  • Lot size: 4,200 sqft
  • Features: Paved
  • Lot size dimensions: 42 x 100

Parking

  • Total spaces: 2
  • Parking features: Gated
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,151$25,812
Home Insurance *$498$5,976
Property Taxes $478$5,736
Electricity $197$2,366
Total$3,324$39,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,965/yr
40% on housing$99,720/yr
45% on housing$88,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 32413$288
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32413$311
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$438,000
2023-03-14Sold$346,900

For Sale by Agent

AgentAlisa Walley
BrokerageColdwell Banker Realty

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