8444 Dreams Float Ct, Panama City Beach, FL, 32413
About This Home
Discover your slice of paradise at 8444 Dreams Float Ct in the highly sought-after Latitude Margaritaville Watersound 55+ community! This charming 2-bedroom, 2-bath Bamboo Cottage (approx. 1,210 sq ft) offers easy, low-maintenance living in a resort-style 55+ setting where every day feels like a vacation. Ideal location in Phase 5, near the golf cart underpass which provides quick access to the Town Square & resort style amenities. Priced to move at just $359,000 -- we've made this an exceptional opportunity in one of the most desirable neighborhoods along the Emerald Coast. Whether you're looking for a primary residence, second home, or investment property, this home stands out with its prime location and turnkey appeal. Enjoy the bright, open layout with modern finishes, plus the option to purchase partially furnished for instant comfort & decreased moving costs. The kitchen with center island overlooks the main living & dining areas, making it ideal for entertaining! Enjoy fresh neutral paint and durable laminate flooring throughout. The thoughtfully designed split bedroom plan assures privacy for all. The spacious primary suite has a fabulous walk in closet and dual sinks in the spa bath. A fabulous screened front porch is an ideal place to sip your morning coffee, curl up with a good book or relax with a glass of wine after a long day! Equipped with an attached 2 car garage plus additional designated parking space. The community truly shines with world-class amenities: vibrant Town Square with live music, pools, fitness centers, trails, dining, pickleball/tennis and that signature Margaritaville vibe just minutes from the beaches. Future nearby developments underway include a Marina, Publix, commercial shopping/dining , Health Care Campus and hospital. The seller is motivated for a quick closing and is open to creative offers that make sense for all parties. Don't miss your chance to live the Latitude lifestyle -- schedule your showing today and see why this home is ready to welcome its next owner!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: HardiPlank Type,Steel Frame,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Florida
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Gas Water Heater,Tankless Water Heater
Bedroom
- Level: First
- Dimensions: 11.8 x 11.2
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 10 x 11.1
Features
- Smart Thermostat,Home Theater
- Window features: Double Pane Windows
Garage
- Level: First
- Dimensions: 20.6 x 20.1
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 1,210
- Total interior livable area: 1,210 sqft
Living Room
- Level: First
- Dimensions: 16.8 x 13.2
Master Bedroom
- Level: First
- Dimensions: 12.1 x 13.2
Screened Porch
- Level: First
- Dimensions: 14.1 x 9.4
Property
Details
- Parcel number: 32503500156
- Attached to another structure: Yes
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Covered,Porch,Screened
- Exterior features: Porch
- Spa features: Community
- On waterfront: Yes
Lot
- Lot size: 3,920 sqft
- Features: Sprinkler System,Paved
- Lot size dimensions: 42 x 100 x 35 x 63 x 37
Parking
- Total spaces: 2
- Parking features: Gated
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $409 | $4,908 |
| Property Taxes | $359 | $4,308 |
| Electricity | $197 | $2,366 |
| Total | $2,729 | $32,748 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $359,000 |
| 2026-04-01 | Price change | $369,000 |
| 2026-02-26 | Price change | $378,000 |
| 2026-01-28 | Listed for sale | $385,000 |
| 2024-01-30 | Sold | $335,200 |
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