




8671 Shell Sink Dr, Panama City Beach, FL, 32413
About This Home
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Kick off your flip-flops and step into island living with this fully furnished, nearly new 2-bedroom, 2-bath Camellia Cottage in Phase 4 of Latitude Margaritaville Watersound, a premier 55+ active adult community known for its vibrant lifestyle and world-class amenities. Thoughtfully designed and beautifully upgraded, this home offers the perfect blend of luxury, comfort, and the signature ''no worries'' Margaritaville state of mind. From the moment you enter through the upgraded glass front door, you're welcomed by bright, breezy interiors featuring plantation shutters, recessed lighting, designer paint, tasteful furnishings and upgraded laminate flooring, setting the tone for relaxed coastal living. The open-concept layout creates an inviting flow between the kitchen, dining, and living areas, ideal for entertaining, casual meals, or simply soaking in the laid-back island atmosphere. The kitchen is an island lover's dream, showcasing Level 5 cabinetry with pull-out shelves, a pots-and-pans drawer, crown molding, and an extended island accented by upgraded pendant lighting, perfect for conversations and a little cheeseburger in paradise. Matte black fixtures and hardware add a modern touch, while the gas range, undermount single-bowl sink, Advantage French-door refrigerator, and charming coffee/wine bar make everyday living a pleasure. The living area features decorative ceiling beams and a stylish ceiling fan, creating a cozy retreat after a day of sun and fun. The primary suite is a true sanctuary, complete with a custom built-in closet system and a spa-inspired bathroom featuring floor-to-ceiling tile shower with a seamless glass shower enclosure, cabinet stack drawers, and upgraded Level 5 cabinetry. The guest bedroom is perfectly positioned near a full bath with upgraded cabinetry and tile flooring, so your visitors have a taste of paradise too. Additional highlights include a well-appointed laundry room with cabinetry above the included Whirlpool washer and dryer (with pedestals), a garage laundry sink, TVs in every room, and the home is being sold fully furnished, allowing you to move right in and start living the Margaritaville lifestyle from day one. Life in Latitude Margaritaville Watersound revolves around the vibrant Town Square, the heart of the community where neighbors gather, music fills the air, and every day feels like a celebration. At its center is the stunning Paradise Pool, a resort-style oasis with sparkling waters, shady tiki huts, and plenty of space to relax while visiting with neighbors. Residents enjoy an unmatched amenity lineup, including an indoor lap pool, a state-of-the-art fitness center, spa services, pickleball, tennis and basketball courts, miles of walking and golf-cart trails, a kayak launch, and lush green spaces. Entertainment thrives at the Last Mango Theater, while creative spaces like the ''Clayground'' pottery studio and woodworking shop offer opportunities to learn, create, and connect. Even four-legged family members are pampered with an on-site pet groomer and the popular Barkaritaville Dog Park. Live music, outdoor activities and a lively monthly farmer's market bring island energy right to your doorstep, and best of all, no yard maintenance; with the HOA covering exterior painting and roof replacement. That means more time to relax and enjoy the good life. Just outside the neighborhood, convenience continues with a new Publix grocery store currently breaking ground, additional retail coming soon, a future marina under development, and a new hospital being built nearby for easy access to top-tier medical care. In Margaritaville, everything you need--fun, relaxation, convenience, and community is right at your fingertips. With shopping, dining, and entertainment just moments away, this home offers the perfect blend of luxury, convenience, and island inspired living, just bring your flip-flo
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: HardiPlank Type,Steel Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Florida
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Tankless Water Heater
Bedroom
- Level: First
- Dimensions: 12.9 x 11.2
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 12.6 x 11
Features
- Smart Thermostat,Home Theater
- Window features: Double Pane Windows
Garage
- Level: First
- Dimensions: 20.6 x 20
Great Room
- Level: First
- Dimensions: 16.2 x 14.1
Heating & Cooling
- Heating features: Central,Electric,Forced Air,Heat Pump
- Cooling features: Central Air,Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 1,315
- Total interior livable area: 1,315 sqft
Master Bathroom
- Level: First
- Dimensions: 12.1 x 12.2
Porch
- Level: First
- Dimensions: 16 x 9.4
Property
Details
- Parcel number: 32503400076
- Attached to another structure: Yes
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Pool features: Community
- Patio & porch: Open,Porch
- Spa features: Community
- On waterfront: Yes
Lot
- Lot size: 4,620 sqft
- Features: Sprinkler System,Paved
- Lot size dimensions: 42 x 110
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener,Gated
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance * | $526 | $6,312 |
| Property Taxes | $466 | $5,592 |
| Electricity | $197 | $2,366 |
| Total | $3,459 | $41,508 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Pending sale | $449,000 |
| 2025-12-31 | Listed for sale | $449,000 |
| 2023-09-21 | Sold | $387,700 |
