




188 Ellery Ln, Panama City Beach, FL, 32413
About This Home
Welcome to 188 Ellery Lane at Bayside at Ward Creek in Panama City Beach Florida. This townhome is under construction and offers a welcoming space that has 3 bedrooms, 2.5 bathrooms, and a convenient single car garage. The bright entry leading to an open kitchen, living, and dining area that is designed for comfort and everyday living. The kitchen serves as the culinary center with a spacious center island, beautiful white cabinetry, quartz countertops, and a premium stainless steel appliance package including a smooth top stove, microwave and dishwasher. The first floor is the heart of the home, while the privacy of the second level has all bedrooms, ensuring a quiet retreat. The main suite features a generous closet, an oversized shower, dual sink vanity, and a linen storage area in the private bath. Two additional bedrooms share a hall bath with shower tub combo that create a comfortable space for family or guests. The interior features include EVP flooring throughout the main level and second level bathrooms and plush carpet on the stairs, upstairs hallway and bedrooms, Smart Home Technology Package comes standard, featuring a Qolsys IQ touch panel for thermostat and lighting control, ensuring security and convenience. Exterior features of Bayside at Ward Creek townhomes are equally impressive, with Hardie® siding and thoughtful lighting at the garage, front entry, and back patio. A landscaped front entry adds curb appeal and welcomes you to your very own slice of Florida paradise awaits. Call today for a tour of this floor plan.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Shingle
- Construction materials: HardiPlank Type
Other
- Builder name: D.R. Horton
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater
Bedroom
- Level: Second
- Dimensions: 15.6 x 15.6
Bedroom
- Level: Second
- Dimensions: 9.5 x 13.8
Bedroom
- Level: Second
- Dimensions: 9.5 x 13.8
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Dimensions: 9.9 x 14.11
Features
- Interior Steps,Smart Home,Smart Thermostat
- Flooring: Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,459
- Total interior livable area: 1,459 sqft
Living Room
- Level: First
- Dimensions: 9.1 x 14.11
Property
Accessibility
- Accessibility features: Smart Technology
Details
- Parcel number: 32717200404
- Attached to another structure: Yes
- Zoning description: Resid Multi-Family
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Patio
- Exterior features: Patio
Lot
- Lot size: 2,613 sqft
- Features: Paved
- Lot size dimensions: 25 x 100
Parking
- Total spaces: 1
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,371 | $16,452 |
| Home Insurance * | $318 | $3,816 |
| Property Taxes | $268 | $3,216 |
| Electricity | $197 | $2,366 |
| Total | $2,154 | $25,848 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $298,078 |
| 2026-04-22 | Price change | $305,330 |
| 2026-03-25 | Price change | $311,758 |
| 2026-03-13 | Price change | $314,972 |
| 2026-03-04 | Price change | $318,186 |
| 2026-03-03 | Listed for sale | $318,900 |
New Construction Spec
