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2420 Pradera Trl, Chesterton, IN, 46304

3beds
2baths
1,800sqft
$519,900
$289price/sqft
$3,412/moest. monthly cost
$136,480/yrincome needed

About This Home

Introducing The Chestnut - A Brand New Custom Ranch Floorplan on Lot 6! This thoughtfully designed ranch offers the perfect blend of style and function, featuring an open-concept layout with a spacious great room with optional fireplace, dining area, and kitchen complete with quartz countertops and upgrade options available. The primary ensuite provides a private retreat, while generous guest bedrooms offer comfort and versatility. Enjoy the flexibility of a partial unfinished basement--ideal for future living space or ample storage. Located in the heart of Chesterton, this home is being built by one of the area's most highly regarded custom builders. Now is the perfect opportunity to personalize your selections and bring your dream home to life!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
--
9/10

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s),Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Other,Unfinished

Bedroom2

  • Level: Main
  • Area: 138.6
  • Dimensions: 11.0 x 12.6

Bedroom3

  • Level: Main
  • Area: 140.4
  • Dimensions: 10.8 x 13.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 145.8
  • Dimensions: 16.2 x 9.0

Features

  • Entrance Foyer,Walk-In Closet(s),Vaulted Ceiling(s),Soaking Tub,Open Floorplan,High Ceilings
  • Finished area above ground: 1,800

Great Room

  • Level: Main
  • Area: 295.48
  • Dimensions: 17.8 x 16.6

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10.0 x 11.0

Primary Bedroom

  • Level: Main
  • Area: 228.8
  • Dimensions: 17.6 x 13.0

Property

Details

  • Parcel number: 640611102006000007
  • Special condition: None

Features

  • Levels: One
  • Exterior features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 9,583 sqft
  • Features: Landscaped,Other

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$250$3,000
Property Taxes $350$4,200
Electricity $184$2,212
Total$3,412$40,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,982/yr
40% on housing$102,360/yr
45% on housing$90,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 46304$172
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46304$182
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$519,900
2026-04-19Listing removed$509,900
2026-02-18Price change$509,900
2025-12-07Price change$499,900
2025-06-11Listed for sale$494,900

New Construction

AgentMadison Young
BrokerageBrokerworks Group

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