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117 Wrench Ln, Bainbridge, NY, 13733

2beds
1baths
1,120sqft
$157,000
$140price/sqft
$1,400/moest. monthly cost
$56,000/yrincome needed

About This Home

Lovely three-bedroom home on a rural road in the Town of Coventry. Large front yard with a large back yard. Partially finished basement. New windows, new doors both interior and exterior. Brand new back steps to the kitchen dining combo. Inside rooms newly painted. New well, new roof, new siding, new hot water heater, new furnace, new switches & more. Shared Driveway & pond out back. Come see if this home will be the next chapter in your journey. Home is being sold as is. Possible owner financing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

3/10
Afton Elementary SchoolGrades PK-56.5 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Aluminum Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Electric Water Heater,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Area,Eat-in Kitchen,Country Kitchen,Other,See Remarks
  • Flooring: Laminate,Varies

Heating

  • Heating features: Other,See Remarks,Wood,Baseboard

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 08260025200000010014400000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dirt Driveway

Lot

  • Lot size: 1 Acres
  • Features: Cul-De-Sac,Irregular Lot,Rural Lot
  • Lot size dimensions: 112 x 271

Parking

  • Parking features: No Garage,Shared Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $793$9,516
Home Insurance *$93$1,116
Property Taxes $268$3,216
Electricity $246$2,954
Total$1,400$16,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,000/yr
40% on housing$42,000/yr
45% on housing$37,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 13733$125
Chenango County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 13733
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-29Listing removed$1,200
2025-11-20Listed for rent$1,200
2025-11-09Price change$159,500
2025-10-02Price change$169,500
2025-09-24Price change$169,800
2025-07-24Price change$169,900
2025-07-01Price change$180,000
2025-06-12Listed for sale$185,500

For Sale by Agent

AgentCathleen A. Leggiere
BrokerageAmerican Eagle Realty 2016, LLC

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