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Lot 17 Windrow Way, Mechanicville, NY, 12118

4beds
3baths
2,548sqft
$674,000
$265price/sqft
$4,690/moest. monthly cost
$187,600/yrincome needed

About This Home

Open House this Sunday 12-2 at 1 Wheatifield Way Halfmoon for all inquiries about Summit Ridge. Welcome to Summit Ridge, Marini Home Builders' newest 38-lot subdivision, located in Halfmoon within the Shenendehowa school district. It offers easy access to Route 9 and I-87, located right off Farm to Market Rd. We have large building lots and a wide variety of available plans to choose from ...www.marinihomes.com to view all floor plans. This is the Ravello II w/ 4 beds, 2.5 baths. Photos are from previous Ravello II models.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
8/10
Koda Middle SchoolGrades 6-82.9 mi
8/10
Shenendehowa High SchoolGrades 9-122.5 mi

Construction

Condition

  • New construction: Yes

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: Ravello II

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Tankless Water Heater
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Solid Surface Counters,Walk-In Closet(s),Ceramic Tile Bath,Eat-in Kitchen,Kitchen Island
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,548

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,548
  • Total interior livable area: 2,548 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Office

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Zoning description: Single Residence

Features

  • Exterior features: Lighting

Lot

  • Lot size: 0.56 Acres
  • Features: Cleared

Parking

  • Total spaces: 4
  • Parking features: Off Street,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,408$40,896
Home Insurance *$148$1,776
Property Taxes $713$8,556
Electricity $421$5,052
Total$4,690$56,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,800/yr
40% on housing$140,700/yr
45% on housing$125,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 12118$246
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12118$281
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$671,900
2026-03-06Price change$660,800
2025-12-19Price change$653,000
2025-11-08Listed for sale$652,000

New Construction

AgentMaria Millington
BrokerageRob Mar Realty Inc

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