See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

170 Zack Ln, Giddings, TX, 78942

4beds
1baths
1,528sqft
$1,375,000
$900price/sqft
$9,408/moest. monthly cost
$376,320/yrincome needed

About This Home

First time on the market in four generations—this 73-acre legacy property is a true gem. Featuring hay fields, three ponds, several barns, and an older farmhouse full of charm and potential. The land is fully fenced with large, mature trees scattered throughout, offering shade and beauty. Lee County Water is already in place. Whether you're looking for a working ranch, weekend retreat, or future homestead, this property is ready to write its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Smithville High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Electric Dryer Hookup,Eat-in Kitchen,Primary Bedroom on Main
  • Window features: None
  • Flooring: Linoleum
  • Number of fireplaces: 2
  • Fireplace features: Free Standing,Wood Burning

Heating & Cooling

  • Heating features: None
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,528 sqft

Kitchen

  • Features: None
  • Level: Main

Primary Bathroom

  • Features: Laminate Counters
  • Level: Main

Primary Bedroom

  • Features: None
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 17658
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Gutters Partial
  • Fencing: Livestock
  • Has view: Yes
  • View description: Pasture,Pond,Rural,Trees/Woods
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Dry/Seasonal,Pond

Lot

  • Lot size: 72.78 Acres
  • Features: Agricultural,Farm,Front Yard,Native Plants,Open Lot,Private,Public Maintained Road,Many Trees

Parking

  • Parking features: Circular Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$878$10,536
Property Taxes $1,340$16,080
Electricity $238$2,859
Total$9,408$112,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$322,560/yr
40% on housing$282,240/yr
45% on housing$250,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$900This listing

vs Other Active Listings

Avg $/sqft

ZIP 78942$214
Bastrop County$329

vs Homes Sold Last Month

Median $/sqft

ZIP 78942
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-12Listed for sale$1,375,000

For Sale by Agent

AgentJacki Short
BrokerageAll City Real Estate Ltd. Co

Similar Homes