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16 Overpeck Lane, Pinehurst, NC, 28374

5beds
4baths
3,700sqft
$1,200,000
$324price/sqft
$7,362/moest. monthly cost
$294,480/yrincome needed

About This Home

Welcome to this stunning 3,700 sf waterfront home built by Formyduval Homes LLC. This home will blend elegance, comfort, & functionality. Set on a serene lot on Lake Monroe in No.6 with beautiful water views, this thoughtfully designed home offers exceptional indoor & outdoor living spaces. This home is eligible for transferrable Pinehurst CC Membership! The main level features a chef's kitchen that's open to the dining area & living room. Also included on the main floor you will find a grand foyer, mudroom, powder room, & spacious master bedroom suite, providing privacy & convenience. The master suite consists of an oversized bedroom, large walk-in closet, double vanity sink, soaking tub, & spacious walk-in shower. Enjoy evenings & peaceful mornings or just unwind on your covered back porch, perfect for entertaining or relaxing in comfort. Upstairs, you'll find 4 generously sized bedrooms & 2 full baths, ideal for family or guests, along with a loft that can serve as a media room, playroom, or additional guest space. Laundry room is also upstairs. Whether you're seeking peaceful waterfront living or room to gather & grow, this home offers it all. If under contract before the selections have been ordered, the buyers will have the chance to make changes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

10/10
6/10
West Pine Middle SchoolGrades 6-84.9 mi
5/10
Pinecrest High SchoolGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle,Metal
  • Construction materials: Fiber Cement,Wood Frame,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Mud Room,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,700
  • Total interior livable area: 3,700 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 00014321
  • Zoning: R10
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: None,Lake Front
  • Frontage type: Lakefront
  • Living area range: 3500 - 3999

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: 89 x 140 x 44 x 66 x 14 x 162

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Moore County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$382$4,584
Property Taxes $569$6,828
Electricity $344$4,135
Total$7,362$88,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,411/yr
40% on housing$220,860/yr
45% on housing$196,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 28374$257
Moore County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 28374$238
Moore County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-03Listed for sale$1,200,000

New Construction

AgentCrystal Wall
BrokerageFormyduval Homes Real Estate, LLC

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