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547 Martin Ridge Ln, Gainesboro, TN, 38562

4beds
3baths
3,729sqft
$899,900
$241price/sqft
$5,818/moest. monthly cost
$232,720/yrincome needed

About This Home

Escape to your own private retreat with this stunning brick home situated on 14 beautiful acres just minutes from Cookeville, Baxter, and I-40. This spacious 4-bedroom, 2.5-bath home welcomes you with a breathtaking staircase and elegant hardwood floors throughout the main living areas. The oversized primary suite is a true sanctuary, featuring large walk-in closets, tile flooring, and a luxurious tile shower. Designed for both everyday living and entertaining, the home offers two expansive gathering areas with plenty of room for family and guests. Outside, you'll find a large three-bay detached garage and endless space to enjoy the peaceful countryside. If you've been searching for a private escape without sacrificing convenience, this exceptional property is a must-see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Composition
  • Construction materials: Brick,Stone,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Disposal,Refrigerator,Electric Range,Microwave,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Blinds
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,729
  • Total interior livable area: 3,729 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 041.06

Features

  • Levels: Two
  • Patio & porch: Porch,Covered
  • Exterior features: Horses Allowed,Garden
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description
  • Horses can be raised: Yes

Lot

  • Lot size: 14.10 Acres
  • Features: Irregular Lot,Horse Property
  • Lot size dimensions: 819 x 750

Parking

  • Total spaces: 3
  • Parking features: RV Access/Parking,Detached
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance $682$8,184
Property Taxes $284$3,408
Electricity $302$3,635
Total$5,818$69,816

Income You'd Need if You Spent...

35% on housing$199,474/yr
40% on housing$174,540/yr
45% on housing$155,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 38562$177
Jackson County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 38562$157
Jackson County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$899,900
2026-02-12Sold$878,000
2025-11-15Contingent$899,900
2025-08-21Price change$899,900
2025-07-29Price change$919,900
2025-06-12Listed for sale$924,900

For Sale by Agent

AgentMitch Copeland
BrokerageThe Realty Firm

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