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645 N Pier Dr, Lancaster, PA, 17603

5beds
3baths
2,332sqft
$524,900
$225price/sqft
$3,610/moest. monthly cost
$144,400/yrincome needed

About This Home

Discover refined living in this meticulously maintained, custom-built residence in the highly sought-after Windolph Landing community. Completed in 2022 and recently refreshed with new paint, this home offers a sophisticated, move-in-ready experience just minutes from the cultural and culinary heart of Lancaster City. The open-concept main level is designed for both entertaining and daily comfort, featuring seamless luxury vinyl plank flooring throughout. The heart of the home, the gourmet kitchen, is appointed with granite countertops, custom cabinetry, and a full suite of brand-new stainless steel appliances. Adjacent to this, the living room serves as a cozy focal point, anchored by an upgraded stone fireplace. Flexibility is a hallmark of this floor plan. The main level includes a adaptable room perfectly suited as a quiet home office, a private guest suite, or a dedicated play space. Upstairs, the primary suite provides a true retreat, boasting a spa-inspired bathroom with a tiled shower, deep soaking tub, and dual vanity. With three additional well-appointed bedrooms and a centrally located laundry area complete with new smart appliances this home is designed for effortless daily living. With over 1,000 square feet of unfinished basement space, this property offers significant potential for growth. Equipped with an egress window and bathroom rough-ins, the lower level is primed for a home theater, gym, or additional living suite, tailored precisely to your lifestyle needs. Property Highlights: Prime Lancaster Location: Minutes from premier dining, shopping, and regional amenities. Move-in Ready: Freshly painted and meticulously cared for; avoid the timelines of new construction. Included Upgrades: All kitchen appliances and new smart washer/dryer convey with the sale. This is a rare opportunity to secure a high-caliber home in a premier community. Contact us today to schedule your private tour and experience the quality of this exceptional property. Note :Buyer’s agent to verify square footage and taxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
Martin SchoolGrades PK-80.9 mi
5/10
McCaskey CampusGrades 9-123.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2022

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,332

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,332
  • Total interior livable area: 2,332 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 3408174000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Personal Items.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Built In,Garage Faces Front,Other,Driveway,Attached,Off Street,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$177$2,124
Property Taxes $524$6,288
Electricity $255$3,070
Total$3,610$43,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,771/yr
40% on housing$108,300/yr
45% on housing$96,266/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 17603$165
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17603$187
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$524,900
2026-07-08Listed for sale$539,900
2026-01-01Listing removed$539,900
2025-11-06Listed for sale$539,900
2025-09-29Listing removed$539,900
2025-08-29Price change$539,900
2025-08-24Price change$544,900
2025-07-03Price change$549,900
2025-06-20Listed for sale$569,900
2024-03-22Sold$500,000
2022-11-02Sold$458,010

For Sale by Agent

AgentDaniel Magar
BrokerageIron Valley Real Estate of Lancaster

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