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10920 Phillipsville Rd, Wattsburg, PA, 16442

5beds
3baths
3,336sqft
$822,000
$246price/sqft
$7,161/moest. monthly cost
$286,440/yrincome needed

About This Home

Situated on 33 acres of rolling hillside, this spacious log home offers uninterrupted views, trails through timber apple trees and evergreens. Located 3 miles from School campus and 20 min. from Erie, nature and convenience blend here perfectly. Enjoy sunrise on the spacious east deck and sunset on the west facing deck and nights by the fire pit on the Southside patio. Large BRs with walk-in closets and BRs on each level provide comfortable space for everyone. The main level is complete with 2 BR full bath laundry closet and open living room with wood burning stove. The country kitchen has a butcher block island wall hutch walk-in pantry and adjacent dining area. Large windows on every wall enhance light and views. The huge primary in-suite BR occupies the upper floor with a loft area. perfect for and office TV room or pool table. 2 more BRs on the lower level each have walk-in closets and shared bathroom. kitchenette sitting area and closed off storage. A private entrance and patio

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
Wattsburg Area El CenterGrades K-44.0 mi
8/10
6/10
Seneca High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Excellent,Resale
  • Year built: 2010

Materials

  • Roof: Composition
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished

Bedroom

  • Level: First
  • Dimensions: 16x12

Bedroom

  • Level: First
  • Dimensions: 12x10

Bedroom

  • Level: Lower
  • Dimensions: 12x12

Bedroom

  • Level: Lower
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Great Room

  • Level: First
  • Dimensions: 23x18

Heating & Cooling

  • Heating features: Gas,Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,336
  • Total interior livable area: 3,336 sqft

Kitchen

  • Level: First
  • Dimensions: 23x12

Library

  • Level: Lower
  • Dimensions: 17x10

Loft

  • Level: Second
  • Dimensions: 21x12

Master Bedroom

  • Level: Second
  • Dimensions: 24x22

Mud Room

  • Level: First
  • Dimensions: 12x5

Other

  • Level: Second

Other

  • Level: First

Other

  • Level: Lower

Property

Details

  • Parcel number: 44008016.0009.04
  • Zoning description: R-1

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Deck,Porch,Patio
  • Has view: Yes

Lot

  • Lot size: 33.12 Acres
  • Features: Landscaped,Rolling Slope,Views,Wooded
  • Lot size dimensions: 475 x 2791 x 625 x 2783

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,156$49,872
Home Insurance *$1,598$19,176
Property Taxes $1,041$12,492
Electricity $366$4,392
Total$7,161$85,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$245,520/yr
40% on housing$214,830/yr
45% on housing$190,960/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 16442$108
Erie County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 16442$54
Erie County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$822,000
2026-03-10Listed for sale$812,000
2025-09-23Listing removed$890,000
2025-06-13Listed for sale$890,000

For Sale by Agent

AgentLori Rosenbaum, Howard Hanna Erie Southwest
BrokerageHoward Hanna Erie Southwest

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