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8085 NE 310TH AVENUE, Fort Mc Coy, FL, 32134

5beds
5baths
3,456sqft
$975,000
$282price/sqft
$8,071/moest. monthly cost
$322,840/yrincome needed

About This Home

Under contract-accepting backup offers. Exceptional Lake George Waterfront Retreat! Discover an extraordinary opportunity to own this stunning 5-bedroom, 4 full and 1 half-bath waterfront home located on Yellow Bluff along beautiful Lake George, the second-largest lake in Florida and the gateway to the scenic St. Johns River. Combining breathtaking views, exceptional amenities, and endless recreation, this property is designed for those who love the Florida waterfront lifestyle. Built with durable block construction and topped with a metal roof, this spacious home offers room for everyone. The main level features 3 bedrooms, 3 full bathrooms, a bright and open living area, a gas cooktop, and an oversized pantry/mudroom with abundant storage. Enjoy beautiful sunrises while having coffee on the covered screen balcony over looking the Lake George. The lower level boasts a private 2-bedroom apartment complete with a Jack-and-Jill bathroom and an additional half bath, making it perfect for guests, extended family, a private retreat, or potential rental income. Designed for entertaining, the outdoor living space is truly exceptional. Relax by the inground swimming pool, unwind in the hot tub, or prepare meals in the summer kitchen while enjoying panoramic views of Lake George. A stairway leads down to the lake, where you'll find a private dock equipped with water, electric, and three electric boat lifts, providing effortless access to Lake George and miles of boating, fishing, kayaking, and water sports along the St. Johns River. Additional features include a whole-house generator, generous storage throughout, and thoughtfully designed indoor and outdoor living spaces ideal for entertaining or simply enjoying peaceful lakeside living. Conveniently located near the Ocala National Forest, Juniper Springs, Salt Springs Recreation Area, and Silver Glen Springs, this remarkable property offers easy access to some of Central Florida's most beautiful natural attractions, along with waterfront dining and endless outdoor adventures. Whether you're searching for a full-time residence, weekend retreat, vacation home, family compound, or investment opportunity, this one-of-a-kind property offers an unmatched combination of comfort, space, and waterfront living. Don't miss your opportunity to own this incredible waterfront retreat on Yellow Bluff—where every day feels like a vacation!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
Fort McCoy SchoolGrades PK-821.2 mi
2/10
North Marion High SchoolGrades 9-1230.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1969

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: First
  • Area: 546
  • Dimensions: 78x7

Balcony Porch Lanai

  • Level: Second
  • Area: 322
  • Dimensions: 46x7

Basement

  • Has basement: Yes
  • Basement: Finished,Other

Bathroom2

  • Level: Second
  • Area: 77
  • Dimensions: 7x11

Bathroom3

  • Level: Second
  • Area: 16
  • Dimensions: 4x4

Bathroom4

  • Level: First
  • Area: 88
  • Dimensions: 11x8

Bathroom5

  • Level: First
  • Area: 10
  • Dimensions: 5x2

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 154
  • Dimensions: 11x14

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 176
  • Dimensions: 11x16

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 240
  • Dimensions: 20x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 952
  • Dimensions: 28x34

Features

  • Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,In-Law Floorplan
  • Window features: Window Treatments
  • Flooring: Engineered Hardwood,Luxury Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 5,187
  • Total interior livable area: 3,456 sqft

Kitchen

  • Level: First
  • Area: 88
  • Dimensions: 11x8

Kitchen

  • Level: Second
  • Area: 165
  • Dimensions: 11x15

Living Room

  • Level: Second
  • Area: 304
  • Dimensions: 19x16

Primary Bathroom

  • Level: Second
  • Area: 45
  • Dimensions: 9x5

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second
  • Area: 285
  • Dimensions: 15x19

Property

Details

  • Parcel number: 181427000300001000
  • Zoning: A
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground
  • Patio & porch: Covered,Porch
  • Exterior features: Balcony,Storage
  • Has spa: Yes
  • Spa features: Above Ground
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Fishing Pier,Lift - Covered,Skiing Allowed
  • Waterbody name: LAKE GEORGE

Lot

  • Lot size: 1.57 Acres
  • Features: Cleared
  • Lot size dimensions: 128 x 1000

Parking

  • Total spaces: 6
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$1,530$18,360
Property Taxes $1,264$15,168
Electricity $347$4,173
Total$8,071$96,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,720/yr
40% on housing$242,130/yr
45% on housing$215,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 32134$74
Lake County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 32134$204
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$975,000
2026-08-08Contingent$975,000
2026-07-13Listed for sale$975,000

For Sale by Agent

AgentBert Meadows
BrokerageMEADOWS REALTY, LLC

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