64 Harmony Cove Ln, Eclectic, AL, 36024
About This Home
Welcome to your brand new retreat with water views & full, easy access to the shores of Lake Martin! This cozy yet spacious lake cabin offers the perfect blend of rustic charm & modern comfort. Step inside to find warm wood accent interiors, an open-concept living & dining area & large windows that frame the natural sunlight. The kitchen boasts of granite countertops, huge island & plenty of room for gathering with family & friends. Enjoy your morning coffee on the deck, spend lazy afternoons on the screened-in porch or walk to the dock for boating & swimming. Enjoy great fishing in the well stocked pond. The private boat ramp and slips are perfectly set with a cute picnic area. HOA covers all of the lawn maintenance so you just come and play! Short term rentals are allowed!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Architectural
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Heating features: Has Heating (Unspecified Type)
Property
Details
- Parcel number: 0000000000000000
Features
- Stories: 2
- Patio & porch: Screen Porch,Porch
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Boat Ramp,Boat Slip
- Waterbody name: Lake Martin
Lot
- Features: Wooded,Views
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $228 | $2,736 |
| Property Taxes | $88 | $1,056 |
| Electricity | $240 | $2,881 |
| Total | $2,705 | $32,460 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-06-13 | Listed for sale | $425,000 |
For Sale by Agent
View on Zillow