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3592 Basal St, Panama City, FL, 32404

3beds
2baths
1,711sqft
$353,846
$207price/sqft
$2,519/moest. monthly cost
$100,760/yrincome needed

About This Home

The 1711 floorplan design by Adams Homes is a well-designed and spacious home that offers both style and functionality. With three bedrooms, two bathrooms, and a two-car garage, this single-story home provides a comfortable and versatile living space. As you enter the home, you are welcomed into a foyer that leads you into the main living area. The open-concept design seamlessly connects the kitchen, dining area, and living room, creating a bright and inviting atmosphere. The kitchen is thoughtfully designed with modern appliances, ample cabinet space, and a breakfast nook, making it a practical and stylish space for cooking and entertaining. The adjacent dining area provides plenty of room for family meals and gatherings. The living room serves as a central gathering space, offering ample room for relaxation and entertainment. The master suite is located at the back of the home, providing a private retreat for homeowners. It features a spacious bedroom, a walk-in closet, and an ensuite bathroom with a double vanity, and garden tub. The two additional bedrooms are situated near the front of the home, offering privacy and flexibility to accommodate family members, and guests, or create a home office or hobby space. The two-car garage provides ample space for parking and storage. Additionally, a covered porch at the back of the home extends the living space outdoors, providing a perfect spot for relaxation or outdoor gatherings. With Adams Homes' commitment to quality craftsmanship, this home is designed to provide both comfort and style. Embrace the functionality and spaciousness of the 1711 floorplan, and personalize it to match your individual preferences and lifestyle, creating a home that truly reflects your unique personality and brings joy to everyday living.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
4/10
Bay High SchoolGrades 9-125.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 13.2 x 11.4

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First
  • Dimensions: 14.1 x 19.8

Interior Area

  • Total structure area: 1,711
  • Total interior livable area: 1,711 sqft

Master Bedroom

  • Level: First
  • Dimensions: 21.1 x 13.7

Property

Details

  • Parcel number: 05948450030

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 0.16

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,789$21,468
Home Insurance *$360$4,320
Property Taxes $173$2,076
Electricity $197$2,366
Total$2,519$30,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,365/yr
40% on housing$75,570/yr
45% on housing$67,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 32404$160
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32404$179
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Listed for sale$353,846
2026-01-23Pending sale$353,846
2026-01-18Price change$353,846
2026-01-08Price change$338,846
2025-12-21Price change$354,396
2025-11-04Price change$351,246
2025-09-16Listed for sale$379,396
2025-09-13Listing removed$379,396
2025-08-26Price change$379,396
2025-06-13Listed for sale$376,246

New Construction

AgentConnie L Berry
BrokerageAdams Homes Realty, Inc.

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