270 Ray Harvey Rd, Seminary, MS, 39479
About This Home
Built in 2024, this beautifully, designed 3-bedroom, 2-bath barndominium offers a modern comfort and quality craftsmanship on a spacious 40' x 60' footprint. The open-concept floor plan features granite countertops throughout, all-new stainless steel appliances, a built-in wall oven and microwave, separate cooktop, and an oversized island perfect for entertaining. The home includes a large walk-in laundry room and an oversized walk-in pantry that also serves as a storm shelter/safe room, providing both convenience and peace of mind. Enjoy outdoor living from the expansive 12-foot-wide wraparound porches spanning three sides of the home, with approximately 50-foot lengths that provide plenty of space for relaxing or entertaining. Additional features include a high-efficiency 5-ton HVAC system. Impressive energy efficiency with current power bills averaging around $180 per month or less. Situated on approximately 3 acres, with additional acreage available for purchase, this property offers the perfect blend of country living and modern amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Brick Veneer,Aluminum/Vinyl Sdng
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Air
Features
- Kitchen Island,Granite Counters,Ceiling Fan(s),Walk-In Closet(s),High Ceilings
- Window features: Thermopane Windows
- Flooring: Laminate
Interior Area
- Total structure area: 2,000
- Total interior livable area: 2,000 sqft
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Wrap Around
- Fencing: None
Lot
- Lot size: 3 Acres
- Features: 1 - 3 Acres
- Lot size dimensions: 3 acres MOL
Parking
- Parking features: None,Driveway,Garage with door
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Hurricane
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Covington County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $119 | $1,428 |
| Electricity | $192 | $2,304 |
| Total | $2,296 | $27,552 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $349,900 |
| 2026-06-15 | Listing removed | $364,900 |
| 2026-02-06 | Price change | $364,900 |
| 2025-09-30 | Price change | $374,900 |
| 2025-06-14 | Listed for sale | $389,000 |
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