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123 McMahan Gibbs Rd, Roan Mountain, TN, 37687

2beds
2baths
1,320sqft
$185,000
$140price/sqft
$1,268/moest. monthly cost
$50,720/yrincome needed

About This Home

: Welcome to a place where the days slow down, the mountains stand steady, and the simple beauty of Roan Mountain wraps around you like an old friend. Set near a quiet bend of the Doe River and just steps from the historic Overmountain Victory National Trail, this charming farmhouse offers the peacefulness so many are searching for. From the rocking-chair front porch, you can linger from sunrise to dusk, watching the wide meadow stretch out before you. Deer wander through in the early hours and again as evening settles, moving with the easy rhythm of life lived close to nature. It's the kind of view that invites you to breathe deeper and stay a little longer. Inside, the sitting room features a striking native-stone fireplace crafted in 1900, now fitted with an Ashley woodstove insert for cozy nights. Natural light filters through the home, carrying glimpses of the meadow and mountains beyond. A bonus room with arched entry offers flexible use, while vintage glass French doors lead to the dining room. A full bath with tub/shower combo and laundry area sits conveniently on the main level. The kitchen, designed with the cook in mind, offers custom cabinetry and generous storage and opens to a screened back porch perfect for relaxing or entertaining. A spacious den leads to two bedrooms finished with cherry beadboard walls and ceilings, along with a half bath. Outside, a one-bedroom guest quarters with full bath sits above a large storage area, ideal for visitors or rental potential. Additional outbuildings and a fully fenced backyard provide space for gardening, a gazebo, or your own creative vision. A site-built, fully enclosed two-car carport offers room for vehicles, tools, or recreational gear. Here in the heart of Roan Mountain, peacefulness isn't a promise -- it's a way of life. This property is ready to welcome you home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
6/10
Cloudland High SchoolGrades 7-121.0 mi
4/10
Hampton High SchoolGrades 9-128.6 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1900

Materials

  • Foundation: See Remarks
  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,See Remarks
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: First

Features

  • Kitchen/Dining Combo
  • Door features: French Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Oil,Wood
  • Cooling features: Ceiling Fan(s),Window Unit(s),See Remarks

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 099 045.07
  • Zoning: A-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Porch,Rear Porch,Screened,Wrap Around
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Water,Mountain(s),Creek/Stream
  • Has water view: Yes
  • Water view: Water,Creek/Stream
  • On waterfront: Yes
  • Waterfront features: River Front
  • Topography of land: Cleared, Flood Zone, Level, Wooded

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 43,560'

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,Carport,Detached,Gravel,See Remarks
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance $83$996
Property Taxes $75$900
Electricity $175$2,103
Total$1,268$15,216

Income You'd Need if You Spent...

35% on housing$43,474/yr
40% on housing$38,040/yr
45% on housing$33,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 37687$220
Carter County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 37687$206
Carter County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Listed for sale$275,000
2026-02-16Listing removed$275,000
2025-09-27Listed for sale$275,000
2025-09-14Listing removed$275,000
2025-07-01Price change$275,000
2025-06-26Price change$350,000
2025-06-14Listed for sale$375,000

For Sale by Agent

AgentGemma Mottern
BrokerageElevation Real Estate & Property Group

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