See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

116 E Georgie Point, Washington, FL, 32459

5beds
5baths
3,624sqft
$1,295,000
$357price/sqft
$8,541/moest. monthly cost
$341,640/yrincome needed

About This Home

116 E George Street presents a newly constructed five bedroom residence in the heart of Point Washington, complete with a detached carriage house, private pool, and three car garage. Just moments from the Choctawhatchee Bay, this property offers a rare balance of privacy, flexibility, and long term value. With no HOA and no rental restrictions, it is equally suited for full time homeowners, second home buyers, or investors seeking true optionality. The main residence features three bedrooms and three and a half bathrooms, thoughtfully designed with the primary suite on the first floor. The open concept kitchen, living, and dining areas are anchored by a gas fireplace and an expansive island, creating a natural setting for both daily living and entertaining. A walk in butler's pantry with generous shelving and a beverage cooler adds both function and refinement. The first level also includes a laundry room and powder bath for convenience. Upstairs, two guest suites each offer private bathrooms, complemented by an additional living area that provides separation and flexibility. Positioned above the oversized garage, the carriage house includes a full kitchen, living area, two bedrooms, and a full bathroom, making it ideal for extended family, guests, or income producing potential. Between the main home and carriage house, the fully enclosed private pool creates a central courtyard setting designed for year round enjoyment. Located just steps from the bay, a public boat ramp, and nearby nature trails, the setting encourages an active coastal lifestyle while remaining only a short drive from the beaches along 30A. This is a new construction opportunity that delivers space, versatility, and a peaceful Point Washington address without compromise. Reach out directly for more details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-54.1 mi
8/10
8/10
South Walton High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2025

Materials

  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Hood,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 165
  • Dimensions: 11 x 15

Bedroom

  • Level: Second
  • Area: 165
  • Dimensions: 11 x 15

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Ceiling Fan(s)

Dining Room

  • Level: First
  • Area: 242540
  • Dimensions: 134 x 1,810

Features

  • Breakfast Bar,Vaulted Ceiling(s),Recessed Lighting,Newly Painted,Pantry
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Great Room

  • Level: First
  • Area: 306
  • Dimensions: 17 x 18

Interior Area

  • Total structure area: 3,624
  • Total interior livable area: 3,624 sqft

Kitchen

  • Level: First
  • Area: 272
  • Dimensions: 17 x 16

Laundry

  • Level: First
  • Area: 72
  • Dimensions: 12 x 6

Master Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 12 x 13

Property

Details

  • Parcel number: 272S19241400510110
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Pool - Enclosed

Lot

  • Lot size: 7,405 sqft
  • Features: Within 1/2 Mile to Water
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 3
  • Parking features: Guest,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$1,101$13,212
Property Taxes $528$6,336
Electricity $364$4,376
Total$8,541$102,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$292,834/yr
40% on housing$256,230/yr
45% on housing$227,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$603
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,295,000
2026-03-06Listed for sale$1,350,000

For Sale by Agent

AgentSpears Group
BrokerageCompass

Similar Homes