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610 FOURTH AVENUE, Lady Lake, FL, 32159

2beds
2baths
1,080sqft
$230,000
$213price/sqft
$1,884/moest. monthly cost
$75,360/yrincome needed

About This Home

UNBEATABLE LADY LAKE LOCATION! 2BR/2BA Gem in Quiet, Established Neighborhood – Close to Harris Chain of Lakes with No HOA! Stop spending hours in traffic and start enjoying the perfect Central Florida lifestyle! Nestled in a peaceful, quiet, and established Lady Lake neighborhood with mature trees and no HOA, this solid 2-bedroom, 2-bathroom home with a 1-car garage is the ultimate launching pad for work and play. Enjoy an incredibly quick, stress-free drive into the heart of The Villages for dining and shopping, a direct 1-hour commute to Western Orlando, and weekends spent on the water with the beautiful Harris Chain of Lakes just minutes from your front door! A true outdoor lover's dream, this property features an incredible oversized backyard and dedicated, unrestricted space for your RV and boat parking—allowing you to keep all of your recreational gear safely on-site without any costly storage fees or nosey HOA rules. Tailored to fit your goals: First-Time Buyers: Stop paying rent! This solid, functional home is your chance to build instant sweat equity by bringing your own design ideas and minor cosmetic updates in a lovely, long-standing community. Retired Looking to Downsize: Enjoy peaceful, single-level living in a serene, established neighborhood with a massive yard for pets, gardening, or outdoor relaxation—plus unparalleled access to local golf and dining. Savvy Investors: Capitalize on an exceptionally strong, high-demand commuter rental market. Tenant demand is naturally high in quiet, safe, and established neighborhoods with no HOA restrictions. Affordable homes in Lady Lake with this size lot, parking freedom, and stellar location are practically extinct. This property is priced for immediate action and will be sold quickly. Schedule your tour today and beat the rush!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Carver Middle SchoolGrades 6-85.3 mi
2/10
Leesburg High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,080 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 12x20

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 180
  • Dimensions: 12x15

Property

Details

  • Parcel number: 211824000400019800
  • Zoning: RS-6
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 83 x 160

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$121$1,452
Property Taxes $403$4,836
Electricity $197$2,366
Total$1,884$22,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,594/yr
40% on housing$56,520/yr
45% on housing$50,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 32159$128
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32159$208
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$230,000
2020-12-28Sold$150,000
2020-11-21Pending sale$159,900
2020-09-15Listed for sale$159,900
2020-08-27Pending sale$159,900
2020-06-23Price change$159,900
2020-02-13Listed for sale$165,900
2012-12-01Listing removed$93,000
2012-08-02Listed for sale$93,000
1999-09-08Sold$66,000

For Sale by Agent

AgentYvonne Vance
BrokerageCHARLES RUTENBERG REALTY ORLANDO

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