314 Liberty St, Covington, IN, 47932
About This Home
Situated at 314 Liberty ST in COVINGTON, IN, this single-family residence presents a truly luxurious living experience. Built in 1910, this home has been meticulously maintained, showcasing an amazing design with top-tier materials throughout its great condition. The culinary heart of the home, this kitchen is thoughtfully appointed with elegant shaker cabinets and exquisite stone countertops, complemented by a sophisticated backsplash. A prominent wall chimney range hood stands above the integrated stovetop, providing both functionality and a refined aesthetic. The practical kitchen bar offers a versatile space for casual meals or entertaining, all framed by tasteful crown molding that enhances the room's amazing design. The inviting living room provides an ideal setting for relaxation and cherished moments, featuring crown molding that adds a touch of classic sophistication to the space. A private sanctuary awaits in the bedroom, where a distinctive wood wall creates a warm and unique ambiance. The room is further enhanced by elegant crown molding, contributing to its luxurious appeal and amazing design. The well-appointed bathroom offers a serene escape, boasting a convenient double vanity that provides ample space for personal routines. The expansive walk-in shower promises a refreshing and indulgent experience, all crafted with top-tier materials to ensure lasting quality. Beyond the interiors, the property offers exceptional outdoor living opportunities. A charming patio invites tranquil moments, while the dedicated outdoor dining area, sheltered by an elegant pergola, creates an exquisite setting for alfresco meals. The fenced backyard ensures a private and secure environment for outdoor enjoyment, beautifully complementing the overall amazing design of the home. Inside, a dedicated laundry room adds to the practicality and convenience of this meticulously maintained residence. This property offers a luxurious lifestyle within a home of amazing design.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Slab
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Other
Bedroom2
- Level: Main
- Area: 168
- Dimensions: 14x12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 240
- Dimensions: 15x16
Features
- Eat-in Kitchen
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,320
- Total interior livable area: 1,320 sqft
Kitchen
- Level: Main
- Area: 168
- Dimensions: 14x12
Laundry
- Level: Main
- Area: 168
- Dimensions: 14x12
Living Room
- Level: Main
- Area: 306
- Dimensions: 17x18
Master Bedroom
- Level: Main
- Area: 240
- Dimensions: 15x16
Property
Details
- Parcel number: 230635225092002016
- Attached to another structure: Yes
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
Lot
- Lot size: 3,920 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,364 | $16,368 |
| Home Insurance * | $303 | $3,636 |
| Property Taxes | $137 | $1,644 |
| Electricity | $184 | $2,212 |
| Total | $1,988 | $23,856 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Price change | $299,900 |
| 2026-03-11 | Listed for sale | $324,900 |
| 2025-09-13 | Listing removed | -- |
| 2025-06-15 | Listed for sale | $325,000 |
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