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1664 Elkhart Cir, Tavares, FL, 32778

3beds
2baths
1,620sqft
$215,000
$133price/sqft
$1,539/moest. monthly cost
$61,560/yrincome needed

About This Home

******** Fully Updated 3-Bedroom Home in Lake Frances Estates *** HOA DUES PAID FOR THE FIRST YEAR *** Own Your Land! ********* Welcome to easy Florida living in Lake Frances Estates, a highly desirable 55+ community just 0.6 miles from downtown Tavares. This beautifully updated 3-bedroom, 2-bath manufactured home offers 1,620 sq ft of comfortable living space and the rare benefit of land ownership—no lot rent. Inside, the home has been fully updated within the last 5 years, starting with a spacious kitchen featuring new cabinets and granite countertops (2020), abundant counter space, and multiple eating areas perfect for entertaining. All kitchen appliances have been replaced within the last five years, making this home truly move-in ready. All main living areas have been freshly painted (4/2026)! The large primary suite is a true retreat, offering a spacious bedroom, walk-in closets, and a generous en-suite bathroom, providing comfort, storage, and privacy. The main living area is warm and inviting and features a wood-burning fireplace with a vent fan, adding both character and efficient supplemental heating during cooler months. Major upgrades provide peace of mind, including a new roof, windows, exterior doors, and water heater—all replaced in 2019. Step outside to enjoy a fully fenced backyard with irrigation, ideal for pets, gardening, or low-maintenance outdoor living. Additional outdoor features include a 160 sq ft screened-in patio, a covered carport with space for both a vehicle and a golf cart, and a connected storage shed complete with an additional refrigerator. Lake Frances Estates is a golf-cart-friendly, active community centered around its private lake, complete with a boat ramp and dock. Residents enjoy both indoor and outdoor swimming pools, a clubhouse, and a full calendar of social activities—all with a low HOA of just $52 a month. This is a rare opportunity to own a fully updated home in a vibrant lakefront community close to dining, shopping, and waterfront attractions in downtown Tavares. Schedule your private showing today and experience the best of relaxed Florida living.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Tavares Elementary SchoolGrades PK-50.5 mi
5/10
Tavares Middle SchoolGrades 6-83.4 mi
4/10
Tavares High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Crawlspace,Pillar/Post/Pier
  • Roof: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Bathroom2

  • Level: First
  • Area: 40
  • Dimensions: 10x4

Bathroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 100.75
  • Dimensions: 13x7.75

Family Room

  • Level: First
  • Area: 169
  • Dimensions: 13x13

Features

  • Cathedral Ceiling(s),Open Floorplan,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
  • Window features: Blinds,Window Treatments
  • Flooring: Luxury Vinyl,Vinyl
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 1,620 sqft

Kitchen

  • Level: First
  • Area: 191.75
  • Dimensions: 14.75x13

Living Room

  • Level: First
  • Area: 325
  • Dimensions: 25x13

Primary Bathroom

  • Level: First
  • Area: 77
  • Dimensions: 11x7

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 189
  • Dimensions: 14x13.5

Property

Details

  • Parcel number: 211926048500076400
  • Zoning: RMH-S
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Screened,Side Porch
  • Exterior features: Irrigation System,Rain Gutters
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake Privileges,Boat Ramp - Private
  • Waterbody name: LAKE FRANCES

Lot

  • Lot size: 5,900 sqft
  • Lot size dimensions: 59 x 100

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Hurricane
Inland Flooding

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$125$1,500
Property Taxes $130$1,560
Electricity $197$2,366
Total$1,539$18,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,765/yr
40% on housing$46,170/yr
45% on housing$41,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 32778$143
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32778$194
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Price change$215,000
2026-01-03Listed for sale$225,000
2021-03-24Listing removed--
2018-05-31Sold$99,000
2018-03-16Listed for sale$99,500
2011-05-19Sold$65,000
2003-11-14Sold$70,000

For Sale by Agent

AgentRobert Pfister
BrokerageDUTEAU REALTY INC

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