81 N Side Ct #2, Saint Charles, ID, 83272
About This Home
EXCEPTIONAL NEW BUILD in Bear Lake's newest beachfront development of Seven Mile Ranch located in St Charles ID. 6 bedrooms, 5.5 baths, bonus room, gym room, open kitchen/dining/living room, butlers pantry and a huge covered patio. Seven Mile Ranch has fully paved roads and BEAR LAKE BEACH ACCESS plus these amenities: Community Center with heated indoor/outdoor pool, two hot tubs, fitness center, indoor sports courts, game room, restaurant, burger bar, SMR Outfitters (summer rentals), property management office. Plus a 7.5 acre interconnected waterway, 5 mile trail system for walking, running, biking and cross country skiing, a community park and event pavilion and RV/Boat storage (limited).
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Und. Const.
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Asphalt,Stone,Cement Siding,Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range Hood,Refrigerator,Disposal,Free-Standing Range
- Laundry features: Electric Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 2
- 3/4 bathrooms: 3
- 1/2 bathrooms: 1
- Partial bathrooms: 1
- Main level bedrooms: 2
Features
- Separate Bath/Shower,Walk-In Closet(s),Smart Thermostat
- Door features: Sliding Doors
- Window features: Double Pane Windows
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area above ground: 4,557
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 4,557
- Total interior livable area: 4,557 sqft
Master Bedroom
- Level: First,Second
Property
Details
- Parcel number: 25102
- Zoning description: Short Term Rental Allowed
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Gunite,Fenced,Heated,In Ground,Pool/Spa Combo,Pool Cover,Association
- Patio & porch: Covered,Covered Patio
- Exterior features: Entry (Foyer),Lighting
- Has view: Yes
- View description: Lake,Mountain(s)
- Has water view: Yes
- Water view: Lake
- Topography of land: Terrain
Lot
- Lot size: 0.32 Acres
- Lot size dimensions: 0.0 x 0.0 x 0.0
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Lightning
- Wildfire
- Avalanche
- Cold Wave
- Earthquake
- Inland Flooding
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Bear Lake County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,630 | $139,560 |
| Home Insurance | $694 | $8,328 |
| Property Taxes | $785 | $9,420 |
| Electricity | $278 | $3,343 |
| Total | $13,387 | $160,644 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-26 | Price change | $2,300,000 |
| 2025-06-16 | Listed for sale | $2,490,000 |
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