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182 Wards Creek Rd, Rogue River, OR, 97537

5beds
4baths
5,200sqft
$1,999,000
$384price/sqft
$12,356/moest. monthly cost
$494,240/yrincome needed

About This Home

Step inside this exquisite one-of-a-kind custom-built home w/ sweeping valley views! This truly remarkable and rare hillside estate on nearly 8ac was built with absolute quality + integrity in mind. It boasts unmatched uniqueness w/ stunning design elements throughout. A gourmet kitchen featuring Zebra Wood cabinetry, top of the line stainless steel appliances, a beautiful river-wood bar-seat table, a primary suite with extravagant bathroom, heated flooring + massive closet w/ its own W/D. Expansive mudroom leads you to the garage w/ floor-to-ceiling built-in storage and attached man cave. 4 bedrooms upstairs w/ 2 full baths, a 3rd laundry + a family room w/ an office space. Enjoy the outdoor Kitchen + Smart Home Hub throughout including programable LED lighting, blinds, + security from the touch of your phone, surround sound capabilities, smart car charger, geothermal heating, full home generator, leveled pad for future shop, 400 amps, RV hookup/dump, gated entry and so much more!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5

Property

Lot

  • Lot size: 7.83 Acres

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Driveway,Electric Vehicle Charging Station(s),Garage Door Opener,Gated,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$561$6,732
Property Taxes $1,216$14,592
Electricity $471$5,662
Total$12,356$148,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$423,634/yr
40% on housing$370,680/yr
45% on housing$329,493/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 97537$200
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97537$267
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKristen Huttema
BrokerageLoraditch Ranch & Home R/E

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