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476 Cypress Bay Loop Road, Pembroke, GA, 31321

2beds
1baths
770sqft
$299,900
$389price/sqft
$2,117/moest. monthly cost
$84,680/yrincome needed

About This Home

Looking for space, flexibility, and opportunity? This 5.15-acre property delivers it all! This unique property offers endless possibilities for homeowners, investors, or those seeking extra space and privacy. The main home features 2 bedrooms and 1 bathroom with a functional layout for comfortable living. Also located on the property is a separate mobile home offering 3 bedrooms and 2 bathrooms, perfect for guests, extended family, or potential rental income. With over 5 acres to enjoy, there’s plenty of room for expansion, recreation, or creating your own private retreat. Don’t miss this versatile opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
4/10
6/10
Bryan County High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Raised
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 770 sqft

Property

Details

  • Parcel number: 0220102800
  • Special condition: Standard

Lot

  • Lot size: 5.15 Acres
  • Lot size dimensions: 5.15 acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$190$2,280
Property Taxes $192$2,304
Electricity $219$2,637
Total$2,117$25,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,582/yr
40% on housing$63,510/yr
45% on housing$56,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 31321$188
Bryan County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31321$194
Bryan County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$330,000
2026-04-25Listed for sale$349,986
2008-09-11Sold$33,000

For Sale by Agent

AgentLuis G. Ortiz
BrokerageeXp Realty LLC

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