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3 A Ross Road, Twisp, WA, 98856

4beds
4baths
4,068sqft
$1,395,000
$343price/sqft
$8,792/moest. monthly cost
$351,680/yrincome needed

About This Home

Marble Ranch—21.49 acres and over 2,640± feet of private Methow River frontage. One of the valley's most remarkable riverfront settings, where sandy beaches, swimming holes, trout waters, irrigated meadows, and towering shade trees create a lifestyle centered around the river. The beautifully preserved Colonial-style farmhouse, guest house, historic barn, and expansive shop are thoughtfully positioned within a landscape shaped by water, wildlife, and generations of enjoyment. Fish from your own shoreline, float the river, gather beneath the gazebo, and experience the timeless beauty of life along the Methow River.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10

Construction

Condition

  • Year built: 1934

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Lower

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Third

Den Office

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Central Vacuum,Ceiling Fan(s),Dining Room,Loft
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating

  • Heating features: Fireplace,Fireplace Insert,Forced Air,Electric,Propane

Interior Area

  • Total structure area: 4,068
  • Total interior livable area: 4,068 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Third

Rec Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 8880200200
  • Zoning: MRD VF 5
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: Propane Tank,Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Built-In Vacuum,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Loft,Skylight(s),Walk-In Closet(s),Water Heater,Wired for Generator
  • Has view: Yes
  • View description: Mountain(s),River,Territorial
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: High Bank,Low Bank,River
  • Frontage length: Waterfront Ft: 2,350 (approximate)
  • Topography of land: Level
  • Residential vegetation: Pasture

Lot

  • Lot size: 21.49 Acres
  • Features: Barn,Deck,Fenced-Partially,Irrigation,Outbuildings,Patio,Propane,RV Parking,Shop

Parking

  • Total spaces: 8
  • Parking features: Driveway,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather
Avalanche
Cold Wave
Earthquake
Hail
Heat Wave
Landslide

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$717$8,604
Property Taxes $744$8,928
Electricity $278$3,339
Total$8,792$105,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,440/yr
40% on housing$263,760/yr
45% on housing$234,453/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 98856$265
Okanogan County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 98856
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$1,395,000

For Sale by Agent

AgentDelene B. Monetta
BrokerageWindermere RE/Methow Valley

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