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206 Palo Brea Loop, Hutto, TX, 78634

4beds
2baths
1,808sqft
$365,000
$202price/sqft
$2,750/moest. monthly cost
$110,000/yrincome needed

About This Home

Gorgeous, one-story home that is less than 3 years old and nestled within a boutique-style community, this thoughtfully upgraded home offers a rare combination of curated design and everyday functionality. Enjoy morning coffee on the covered patio watching the sunrise! Luxury vinyl plank flooring runs throughout the entire home—no carpet—offering both durability and style. The kitchen stands out with 42” white shaker-style cabinetry, sleek black hardware, Silestone countertops, a large center island with a stainless steel sink, and a full suite of Energy Star Whirlpool appliances, including a 5-burner gas cooktop. The spacious primary suite provides a private retreat, featuring a walk-in glass shower enclosure, a garden tub, dual vanities, and an oversized linen closet. A split floor plan adds privacy, while a flexible fourth bedroom offers versatility for a variety of uses, such as multi-generational living, hobbies, or an office. Outdoor living is equally inviting with an extended composite deck, covered patio, gas grill hookup, full gutters, sprinkler system, whole house water filtration system and UV disinfection system for City Water, plus attached water softener. Outdoor living is just as impressive with a composite deck, a covered patio, a gas grill hookup, full gutters, and an automated sprinkler system. The 2023 HVAC system, 2023 roof, and 2023 gas water heater provide added peace of mind. Altogether, over $43,000 in upgrades and improvements have been invested into the home, creating a truly move-in-ready opportunity! A convenient location, close to: SH45/SH 130, shopping, restaurants, gyms, and top-rated schools! A quick 20-30 minutes to downtown Austin, the airport, located on the border of Round Rock and Pflugerville, with Georgetown only a few minutes away. Partnering with Chase bank that is offering $5000 for your buyer, either applied to closing costs or down payment, for qualified applicants with Lisa Safady. Don't miss this one!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10
Hutto High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer,HardiPlank Type,Masonry,Stone Veneer,Steel

Other

  • Builder name: Ashton Woods

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Vented Exhaust Fan,Built-In Oven,Cooktop,Microwave,Range
  • Laundry features: Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Garden Tub/Roman Tub,Pull Down Attic Stairs,Recessed Lighting,Separate Shower,Walk-In Closet(s),Breakfast Area,Eat-in Kitchen,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Solid Surface Counters
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: None
  • Attic: Access Only,Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 1,808 sqft

Property

Details

  • Parcel number: R635978

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Covered Patio,Deck,In-Wall Pest Control System,Porch,Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: Back Yard,Picket,Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 5,884 sqft
  • Lot size dimensions: 50 x 115

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$170$2,040
Property Taxes $497$5,964
Electricity $238$2,859
Total$2,750$33,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,285/yr
40% on housing$82,500/yr
45% on housing$73,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 78634$249
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78634$179
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$379,000
2026-04-23Listed for sale$384,000

For Sale by Agent

AgentCarrie Beamer
BrokerageReal Broker

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