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1909 Four Waters Loop, Georgetown, TX, 78628

5beds
4baths
3,024sqft
$484,900
$160price/sqft
$3,594/moest. monthly cost
$143,760/yrincome needed

About This Home

Rare Next-Gen floorplan available in popular Lively Ranch! Beautiful 2024-build, 4-bed/2.5 bath home with attached 1-bed/1-bath private quarters that has its own kitchenette, separate laundry and dedicated front/rear exterior passageways! This is an extremely thoughtful design that allows ultimate flexibility, independence and privacy for so many lifestyle options: aging parents, upwardly mobile kids, visiting guests, live-in nanny and much more. The main residence features a downstairs primary suite, open kitchen and comfortable living area, while upstairs you’ll find three spacious bedrooms plus an additional living area that makes a perfect play/media space or home office. Located in the heart of Lively Ranch with its attractive amenities, highly-rated schools and convenient proximity to shopping, dining and major roadways. The Next-Gen concept is becoming increasingly popular with few available in the area. This is a must-see home that you will not want to let get away!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
7/10
Santa Rita MiddleGrades 6-82.7 mi
7/10
Liberty Hill High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Masonry,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Some Gas Appliances
  • Laundry features: Inside,Laundry in Utility Room,Main Level,Laundry Room,In Unit

Bathroom

  • Level: Lower

Bathroom

  • Level: Lower

Bathroom

  • Level: Lower

Bathroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Features

  • Double Vanity,Garden Tub/Roman Tub,In-Law Floorplan,Primary Downstairs,Multiple Living Areas,Main Level Primary,Separate Shower,Walk-In Closet(s),Breakfast Area,Kitchen/Family Room Combo,Pantry,Solid Surface Counters
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,024 sqft

Kitchen

  • Level: Lower

Kitchen

  • Level: Lower

Laundry

  • Level: Lower

Laundry

  • Level: Lower

Living Room

  • Level: Lower

Living Room

  • Level: Lower

Master Bedroom

  • Level: Lower

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: R636758

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 9,735 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,451$29,412
Home Insurance *$205$2,460
Property Taxes $606$7,272
Electricity $332$3,984
Total$3,594$43,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,222/yr
40% on housing$107,820/yr
45% on housing$95,840/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 78628$331
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78628$203
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$484,900
2026-03-27Listed for sale$499,900

For Sale by Agent

AgentJames A. Hardin
BrokerageHecht Real Estate Group

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