




972 Leaning Oak Ln, Georgetown, TX, 78628
About This Home
Built in 2024 by Chesmar Homes, this modern 3-bedroom, 2-bath home is located in the desirable Water Oak at San Gabriel community in Georgetown. The open-concept layout features a beautifully finished kitchen with wood cabinetry, designer backsplash, and a large center island, ideal for everyday living and entertaining. Enjoy a spacious backyard with no rear neighbors, offering privacy and plenty of room for gardening, pets, or outdoor gatherings. Thoughtful design and quality finishes make this home truly move-in ready. Water Oak at San Gabriel is a thoughtfully planned community centered around nature and outdoor living. Residents enjoy direct access to the San Gabriel River, just a short walk from the home, along with nearby green space and a peaceful setting designed for walking, relaxation, and connection with the outdoors. All of this while remaining conveniently close to Georgetown’s historic downtown, shopping, dining, and major roadways. A great opportunity to own a newer home by a trusted builder with modern design, outdoor space, and a strong sense of community. Schedule your showing today!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Shingle
Other
- Builder name: Chesmar
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Built-In Oven(s),Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Breakfast Bar,Ceiling Fan(s),Quartz Counters,Double Vanity,Kitchen Island,Open Floorplan,Recessed Lighting,Storage,Walk-In Closet(s)
- Window features: Blinds
- Flooring: Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 1,546 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 209981060C0002
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Patio
- Exterior features: Private Yard
- Fencing: Back Yard, Fenced
- Has view: Yes
- View description: Neighborhood,Trees/Woods
- Waterfront features: None
Lot
- Lot size: 7,048 sqft
- Features: Back to Park/Greenbelt,Back Yard,Front Yard
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Winter Weather
- Cold Wave
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $525 | $6,300 |
| Electricity | $238 | $2,859 |
| Total | $3,064 | $36,768 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $430,000 |
| 2026-03-17 | Listed for sale | $440,000 |
| 2026-02-16 | Listing removed | $440,000 |
| 2026-01-11 | Listed for sale | $440,000 |
