




82 5900 Old Government Main Rd, Captain Cook, HI, 96704
About This Home
Charming Custom-Built 1 bedroom Cottage with Stunning Kealakekua Bay Views. Escape to your own private Hawaiian paradise! This adorable one-bedroom, one-bath custom-built cottage sits on 5 beautiful acres overlooking world-famous Kealakekua Bay. Enjoy breathtaking ocean and sunset views each evening, and watch whales play in the distance during the winter months. Surrounded by lush tropical landscaping, this property offers both tranquility and potential — with plenty of room to plant orchards, gardens, or even expand with additional dwellings or add on to this one. The home is thoughtfully designed with island-style details, open living spaces, and large windows that bring the outdoors in. Perfect for a peaceful retreat, an artist’s hideaway, or a simple island lifestyle immersed in nature. Just minutes from beaches, snorkeling, and the charm of South Kona, yet worlds away from the rush of town. Relax. Breathe. Live the Hawaii dream — one sunset at a time. Submerge yourself in the beauty of Hawaii with this exquisite 5-acre property nestled in the charming area of Kealakekua Bay. This hidden gem offers breathtaking ocean views, lush landscaping, and a custom-built home that effortlessly blends comfort and style. Anew private driveway is being put in. **Features and Benefits** * Sweeping panoramic views of the Pacific Ocean from Milolii to North Kona * Private and secluded one-bedroom, one-bathroom home perfect for a romantic retreat or peaceful escape * Lush, established vegetation provides the ideal setting for relaxation and tranquility * Endless potential for expansion or the creation of your dream home * Convenient access to beaches, surf spots, snorkeling, local culture, and outdoor activities. * Shopping and all the conveniences are only 10 minutes up the hill to Capt. Cook.
Getting Around
Schools
Construction
Condition
- Year built: 2019
Type & Style
- Home type: SingleFamily
- Property subType: Farm
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Interior Area
- Total structure area: 480
- Total interior livable area: 480 sqft
Property
Details
- Parcel number: 3820080870000
- Zoning: A-5A
- Special condition: Fee Simple,Standard
Features
- Levels: One
- Topography of land: Gentle Slope,Graded,Level,Rolling Terrain
Lot
- Lot size: 5.00 Acres
- Features: Farm,Grassy,Interior Lot,Rocky
Parking
- Parking features: Unassigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Volcanic Activity
- Earthquake
- Wildfire
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $628 | $7,536 |
| Property Taxes | $350 | $4,200 |
| Electricity | $374 | $4,497 |
| Total | $7,419 | $89,028 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Price change | $1,200,000 |
| 2025-10-24 | Price change | $990,000 |
| 2025-07-16 | Price change | $1,150,000 |
| 2025-07-11 | Price change | $1,200,000 |
| 2025-06-17 | Listed for sale | $1,249,000 |
