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10637 Treasure Dr NW, Silverdale, WA, 98383

4beds
3baths
2,680sqft
$699,990
$261price/sqft
$4,305/moest. monthly cost
$172,200/yrincome needed

About This Home

Discover this head-turning Coronado home. Included features: a charming covered entry; a gourmet kitchen offering a built-in oven, quartz countertops, a walk-in pantry and a center island; a large great room boasting a fireplace; an airy loft; a lavish primary suite showcasing an expansive walk-in closet and a deluxe bath with double sinks; a convenient laundry; a deck and a mudroom. This home also offers airy 9' ceilings throughout. Visit today!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

7/10
4/10
10/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,680 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Landslide
Coastal Flooding
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$164$1,968
Property Taxes $419$5,028
Electricity $183$2,199
Total$4,305$51,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,600/yr
40% on housing$129,150/yr
45% on housing$114,800/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 98383$259
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98383$295
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-24Price change$724,990
2026-01-04Price change$734,990
2025-10-17Price change$749,990
2025-08-19Price change$799,990
2025-08-15Price change$806,843
2025-06-20Price change$807,145
2025-06-17Listed for sale$807,345

New Construction Spec

BrokerageRichmond American Homes

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