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27 Church St, Peterstown, WV, 24963

2beds
1baths
1,296sqft
$249,900
$193price/sqft
$1,695/moest. monthly cost
$67,800/yrincome needed

About This Home

Welcome to 27 Church St. in Peterstown, West Virginia, where classic charm meets modern updates. This cozy brick ranch has been thoughtfully renovated with fresh paint, new flooring, and an updated kitchen, creating a move-in-ready home that's both stylish and inviting. Offering the convenience of one-level living, this property is perfect for a variety of lifestyles. Enjoy the comfort of natural gas heat, central air conditioning, and the reliability of city water and sewer. Relax on the side porch while taking in peaceful mountain views, or spend time in the level, open yard with plenty of space to enjoy the outdoors. Conveniently located within walking distance of downtown Peterstown and just minutes from Highway 460, providing easy access to local amenities.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Peterstown Middle SchoolGrades 5-84.4 mi
9/10
James Monroe High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator

Bedroom2

  • Level: Main
  • Area: 104.86
  • Dimensions: 9.8 x 10.7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Main
  • Area: 231.84
  • Dimensions: 11.2 x 20.7

Features

  • Ceiling Fan(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Living Room

  • Level: Main
  • Area: 197.54
  • Dimensions: 11.9 x 16.6

Master Bedroom

  • Level: Main
  • Area: 114.66
  • Dimensions: 9.8 x 11.7

Other

  • Level: Main
  • Area: 179.28
  • Dimensions: 10.8 x 16.6

Utility Room

  • Level: Main
  • Area: 59.4
  • Dimensions: 5.5 x 10.8

Property

Details

  • Parcel number: 21
  • Zoning: No

Features

  • Has view: Yes
  • View description: Mountain(s),Street View

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$141$1,692
Property Taxes $110$1,320
Electricity $181$2,178
Total$1,695$20,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,114/yr
40% on housing$50,850/yr
45% on housing$45,200/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 24963$154
Monroe County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 24963
Monroe County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$249,900

For Sale by Agent

AgentJessica L Johnson
BrokerageOak & Stone Realty

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