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31643 HOWARD STREET, Tavares, FL, 32778

3beds
2baths
1,898sqft
$149,900
$79price/sqft
$1,315/moest. monthly cost
$52,600/yrincome needed

About This Home

Fully furnished and uniquely designed, this spacious 3 bed/2 bath home perfectly combines comfort and functionality. Step inside to find an expansive living area featuring a sunken bonus space to extend your living options. The kitchen boasts Whirlpool stainless steel appliances, a custom built-in pantry, and an adaptable island that can be repositioned to customize your workflow. The primary bedroom showcases a walk-in closet and an ensuite equipped with a convenient indoor laundry space, while two additional bedrooms provide the perfect setup for a guest room, home office, or hobby area. Through the sliding doors is a versatile converted bonus/Additional Bedroom/Florida room, uniquely equipped with a walk-in closet and removable panels that expose the window-lined walls for a true Florida Room. Both this bonus room and the adjacent storage shed/workshop-featuring ample space for golf cart parking and dual interior/exterior access-were masterfully built over a filled-in pool. Outside, enjoy a double driveway with a single carport and a partially fenced backyard for added privacy. HOA/COMMUNITY: Imperial Terrace West is a highly desirable 55+ retirement community offering AMENITIES galore! Community amenities include a clubhouse, boat slips, Harris Chain of Lakes access, shuffleboard courts, an indoor pool and hot tub, and so much more! Featuring a low HOA fee and NO LOT RENT - you OWN the land! Imperial Terrace is located off Hwy 441, just minutes from shopping, dining, entertainment, state-of-the-art medical facilities, PLUS, renowned local destinations - Mount Dora and The Villages! Easily commute to the beach coasts, Orlando attractions, airports and everywhere exciting that makes Floridians love living ‘central’ in the Sunshine State, year ‘round or seasonal. Call to schedule your personal tour today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Tavares Elementary SchoolGrades PK-52.3 mi
5/10
Tavares Middle SchoolGrades 6-83.0 mi
4/10
Tavares High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 90
  • Dimensions: 10x9

Features

  • Built-in Features,Ceiling Fan(s),Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Laminate

Florida Room

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 266
  • Dimensions: 19x14

Heating & Cooling

  • Heating features: Central,Wall Units / Window Unit
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,430
  • Total interior livable area: 1,898 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: First
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Features: Built-In Shelving,Ceiling Fan(s)
  • Level: First
  • Area: 225
  • Dimensions: 15x15

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 251925050000001200
  • Zoning: RM
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Irrigation System,Private Mailbox,Rain Gutters,Storage
  • On waterfront: Yes
  • Waterfront features: Canal Front,Waterfront,Lake Privileges
  • Waterbody name: HARRIS CHAIN OF LAKES

Lot

  • Lot size: 6,097 sqft
  • Features: In County

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Hurricane

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$87$1,044
Property Taxes $274$3,288
Electricity $197$2,366
Total$1,315$15,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,085/yr
40% on housing$39,450/yr
45% on housing$35,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 32778$144
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32778$194
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$149,900
2026-01-01Listing removed$175,000
2025-11-25Price change$175,000
2025-10-14Price change$185,000
2025-08-22Listed for sale$195,000
2000-03-01Sold$22,000

For Sale by Agent

AgentMissy Conway
BrokerageBHHS FLORIDA REALTY

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